Receivable financing

As a small business owner, you supply goods and services to your customers. However, a high number of sales made on credit or accounts receivables can restrict your cash flow. It may hinder inventory purchases, the payment of wages and rent, the ability to serve new customers, etc. Accounts receivable is an asset on your balance sheet, but a high amount of accounts receivable means you will not have sufficient liquid cash and working capital.

Raise funds for your business needs when liquidity is locked in your accounts receivable with the help of accounts receivable financing by Bajaj Finance. Get unsecured business loans of up to Rs. 80 lakh at low-interest rates. Apply online and provide just two* basic documents to avail of financing within 48 hours*.

For easy loan management, use our customer portal, pay your EMIs, make part-prepayments, view your repayment schedule, etc.

We offer a unique Flexi business loan facility that allows you to access funds when your working capital is blocked by your accounts receivable. With a Flexi Loan, you get a pre-approved loan limit from which you can withdraw funds on the go, as the need arises, without incurring any extra charge. When your debtors (customers) pay you, you can prepay the funds for free. Your interest payment is only on the amount that you withdraw. Opt to pay up to 45%* lower EMIs by paying just the interest component of your instalments and the principal later with our Flexi Loan.