Features and benefits

  • Reduce your EMIs by up tohalf*

    Reduce your EMIs by up to half*

    Pay up to 45%* lower EMIs for the initial part of the tenor with the unique Flexi facility.

  • Repay over 96 months

    Repay over 96 months

    Pay back your loan in affordable EMIs split over a comfortable tenor going up to 8 years. 

  • No collateral needed

    No collateral needed

    Avail of a high-value business loan without pledging any assets and without the need of a guarantor.

  • Get exclusive pre-approved offers

    Get exclusive pre-approved offers

    Get personalised offers on our products and avail in just a few clicks by submitting your basic details online.

  • Get a loan up to Rs. 80 lakh

    Get a loan up to Rs. 80 lakh

    Meet your varying financial needs easily with a high business loan sanction.

Give your business the boost it needs with a high-value business loan going up to Rs. 80 lakh (Inclusive of Insurance Premium, VAS Charges, Documentation Charges, Flexi fees and Processing Fees), at a nominal rate of interest. Upgrade or buy new machinery, hire seasonal workers, expand operations to a new city, or simply secure the flow of your working capital with this financial solution designed for small and medium enterprise owners.

Repay your business loan in comfortably split EMIs over a tenor ranging between 1 year to 8 years. Additionally, get the option to pay just interest as EMIs with the unique Flexi facility, and reduce your EMIs by up to 45%*. You can also withdraw what you need from your sanction, and part-prepay at no extra charge.

Avail of this business loan online with minimal documentation, and zero collateral. Simply click on 'Apply Online' and submit your basic details to see your pre-approved offer.

*Terms and conditions apply

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Frequently asked questions

What is the maximum business loan amount I can get?

When you apply for a Bajaj Finserv Business Loan, after meeting the requisite eligibility criteria and ensuring you have the required documents in place, you can get a sanction of up to Rs. 80 lakh. This amount can be used to expand your business operations, pitch for new projects, renovate your office facilities, boost your working capital, and more.

What is the Flexi business loan facility?

The Flexi loan facility is a unique repayment facility that helps you lower your EMIs by almost half*. You can choose to pay interest-only EMIs for the initial part of your loan tenor, with interest being charged only on the amount you are currently utilising.

*Terms and conditions apply

What are the interest rates applicable on a business loan?

Bajaj Finserv offers nominal business loan interest rates starting at 14% per annum. For the complete list of business loan fees and charges, click here.

What is the minimum credit score needed to apply for a business loan?

To apply for a business loan, you need to be a resident citizen of India, aged 18 to 80 years*, with a business vintage of at least 3 years. You must also have a CIBIL score of 685 or higher.

*Terms and conditions apply

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