Flipkart is one of India’s leading e-commerce sites, offering a wide range of products such as TVs, ACs, smartphones, washing machines, and other lifestyle products. To make these purchases more convenient, Flipkart has partnered with the Bajaj Finserv EMI Network to offer products on Easy EMIs. You can use the Bajaj Finserv Insta EMI Card to shop for over 4 lakh products on Flipkart.
What is Easy EMI on Flipkart?
In simple words, Easy EMI means low-cost EMIs. For instance, you buy an iPhone worth Rs. 1 lakh. Considering, it is not a cheap purchase, you might want to use an EMI option. In the usual scenario, you would use a credit card to convert the cost into EMI. On credit cards, you will pay interest on your principal amount, which gets added to your monthly EMIs. Essentially, your EMI will include the interest as well.
With the Easy EMI, there is minimal interest. So, if you buy the iPhone with an Easy EMI payment option, the monthly EMIs will only include the product cost. With the Easy EMI option, like Insta EMI Card, there is no interest involved. Use Bajaj Finserv Insta EMI Card on Flipkart for its Easy EMI option that helps you buy any products without paying a full amount.
Benefits of using the Insta EMI Card on Flipkart
The card makes it easy for you to own your favourite gadgets, appliances, furniture, equipment, and other expensive products even if you do not have immediate cash. You can even use the card for your travel expenses. With the Insta EMI Card, you can buy almost all products on Easy EMIs.
- Easy EMIs
- Special discounts
- Cashback
- Zero down payment on select products
- Convenience to use on leading e-commerce sites
- Convenience to use in almost all leading retail stores
- Convenience to use it on travel sites for flights, hotels, packages
List of products you can buy on Flipkart on Easy EMI
Flipkart offers a diverse array of products to cater to various needs. From electronics to fashion, home essentials to books, the platform provides a one-stop shopping experience. Shoppers can explore an extensive collection of smartphones, laptops, and gadgets, along with trendy clothing, footwear, and accessories. Here is a list of products offered by Flipkart, most of which may be available on Easy EMIs:
Category |
Products |
Electronics |
Smartphones, laptops, cameras, headphones, smartwatches |
Fashion |
Clothing, footwear, accessories, jewellery |
Home essentials |
Kitchen appliances, home decor, furniture, bedding |
Books |
Novels, textbooks, self-help books, magazines |
Beauty products |
Skincare, makeup, grooming essentials |
Toys and games |
Board games, puzzles, action figures |
Appliances |
Washing machines, refrigerators, air conditioners |
Sports and fitness |
Sports equipment, gym accessories, activewear |
Automotive |
Car accessories, bike gear, navigation systems |
Baby and kids |
Clothing, toys, baby care products |
Groceries |
Pantry essentials, snacks, beverages |
Furniture |
Sofas, beds, tables, chairs, storage solutions |
Stationery |
Pens, notebooks, office supplies |
Pet supplies |
Pet food, accessories, grooming products |
How to use the Bajaj Finserv Insta EMI Card on Flipkart?
Follow the below-mentioned steps to shop on Easy EMI on Flipkart:
- Select the product you wish to buy
- Click on ‘buy now’ and proceed to pay
- On the payment page, choose Bajaj Finserv Easy EMI as your preferred payment method
- Choose a convenient repayment tenure
- Fill your Insta EMI Card details and complete your purchase by submitting the OTP sent to your registered mobile number
Features of the Insta EMI Card
- Pre-qualified card loan limit of up to Rs. 3 lakh
- 1 million+ products on Easy EMIs
- Hassle-free online and offline shopping
- Zero down payment offers during festive season
- Free home delivery and door-step demo for select products
- Flexible repayment tenure of up to 1 to 60 months
- Nil foreclosure charges
- Easily accessible via the Bajaj Finserv app
Eligibility criteria for the Insta EMI Card
The following are the eligibility criteria for the Bajaj Finserv Insta EMI Card.
Criteria |
Details |
Age |
21 years to 65 years |
Nationality |
Indian |
Income |
A regular source of income |
CIBIL Score |
Per Bajaj Finserv risk policies |
Eligibility and documents required for the Insta EMI Card
In conclusion, utilising the Insta EMI Card to shop on Flipkart offers you a seamless and convenient experience. The process involves a few simple steps, from selecting the desired product to choosing the EMI payment option at checkout. This innovative solution empowers shoppers to make purchases without the burden of immediate full payment, spreading the cost over manageable instalments. With competitive interest rates and flexible tenure options, the Insta EMI Card enhances affordability and financial flexibility. By combining Flipkart's wide range of products and the Insta EMI Card's user-friendly features, you can embark on a journey of hassle-free and budget-conscious online shopping.
