लोन को फोरक्लोज़ कैसे करें
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Foreclose your loan account
If during your loan tenure, you have surplus funds, you can foreclose your loan by paying the outstanding amount. You can foreclose your loan at any point after your first EMI, however, you may be asked to bear a foreclosure charge.
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Here are the steps you can follow for loan foreclosure
अपने लोन अकाउंट को फोरक्लोज़ करने के लिए:
- अपने मोबाइल नंबर और OTP से साइन-इन करें
- जांच पूरी करने के लिए अपनी जन्मतिथि दर्ज करें और आगे बढ़ें
- आप जिस लोन अकाउंट को बंद करना चाहते हैं, उसे चुनें और आवश्यक जानकारी दर्ज करें
- भुगतान विकल्पों में से 'फोरक्लोज़र' चुनें
- लागू फोरक्लोज़र शुल्क का रिव्यू करें और भुगतान के साथ आगे बढ़ें
आप साइन-इन करने के लिए 'अपने लोन को फोरक्लोज़ करें' पर भी क्लिक कर सकते हैं. साइन-इन होने के बाद विकल्पों की लिस्ट में से 'फोरक्लोज़र' चुनें, फिर अपना लोन अकाउंट चुनें और भुगतान के साथ आगे बढ़ें. आप फोरक्लोज़र के 48 घंटों के भीतर अपना नो ड्यूज़ सर्टिफिकेट डाउनलोड कर सकते हैं.
- अपने मोबाइल नंबर और OTP से साइन-इन करें
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Check your loan account
हमारे ग्राहक पोर्टल पर साइन-इन करने के लिए अपने मोबाइल नंबर और OTP का उपयोग करें.
सामान्य प्रश्न
Loan foreclosure means closing your loan early by paying the entire outstanding amount in one instalment. If you have an ongoing loan with Bajaj Finance, visit our customer portal – My Account and foreclose your loan in a few simple steps.
If you have surplus funds while you are repaying a loan, you can use those funds to close your loan early. This is called loan foreclosure. With this payment option, you can pay the entire outstanding amount in one go and become debt-free faster.
The interest component in your EMI may seem tiny but the longer your tenure is, the more interest you’ll end up paying. If you opt for a loan foreclosure, you’ll be able to save on the total interest outgo.
When you foreclose an ongoing loan with Bajaj Finance, you don’t need to submit any documents. You can visit our customer portal – My Account and foreclose your loan in just a few clicks. Your no dues certificate gets generated within 48 business hours of loan foreclosure.
With our loan foreclosure option, you can pay your entire outstanding amount in one go ahead of the tenure. Once you foreclose your loan, you don’t need to pay any more EMIs of that loan and can become debt-free faster.
If you’re foreclosing a loan, you might be asked to pay additional foreclosure charges along with the outstanding loan amount. You can check your loan agreement or click on the below link to know more about the foreclosure fees.
