Get Instant Loan in Ratlam
Located in the Malwa region, Ratlam houses the administrative headquarters of its eponymous district in Madhya Pradesh. The economy of the town primarily depends on its agriculture and industrial businesses.
Individuals can fulfil their monetary needs with a trusted loan agent - Bajaj Finserv. Avail of a personal loan in Ratlam from our branch without any collateral.
For the fastest approval, apply online now.
Personal Loan Features and Benefits
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Pre-approved offers
Check your pre-approved offers online by providing basic details like name and contact number only
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Easy account management
Stay updated about the personal loan in Ratlam via our customer portal – Experia
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Flexi loan facility
Lower your EMIs by up to 45%* by paying interest only on the utilised amount with Flexi loans
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Multiple tenors
Use our personal loan EMI calculator to choose a suitable tenor ranging up to 96 months
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Basic documentation
Avail the necessary funds with some basic documents required for a personal loan
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High-value financing
Apply for higher financing of up to Rs. 55 lakh and use the funds without restrictions
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No collateral needed
You need not pledge any collateral against the loan amount. Qualify according to your personal loan eligibility
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Transparency
Bajaj Finserv, being a reliable private lender, brings a 100% transparent policy. No hidden charges are involved
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Immediate online approval
Apply using our online application form to enjoy immediate approval. Meet your urgent needs effortlessly
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Money within 24 hours*
Post approval, the sanctioned loan amount is credited to your account in 24 hours*
Personal Loan in Ratlam: Eligibility Criteria
Enhance your possibilities of availing of a higher amount with our easy-to-meet personal loan eligibility criteria and document requirements.
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Age
Between 21 years and 80 years*
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Nationality
Indian, residing in the country
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Employment
Salaried employee of a reputed MNC, a private or public limited company
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Monthly income
Depends on your place of residence
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CIBIL score
685 or higher.
Eligibility parameters easily qualify an applicant for unsecured credit. Use the Bajaj Finserv eligibility criteria to know how much you can avail of instantly.
Personal Loan Interest Rates and Charges
Enjoy the most competitive personal loan interest rates in Ratlam. Our processing charges and other associated fees are also nominal.