Eligibility Criteria For A Flexi Personal Loan
For salaried individuals
-
Nationality
Indian citizen and living in Indian City
-
Work Status
Salaried
-
Age
Between 21 years to 80 years*. 80 years* or younger, at the end of the loan tenure.
-
Employment
MNC, ‘a public’ or ‘private company’
-
Salary
Rs. 25,001 or higher, based on your city of employment
-
CIBIL score
685 or higher
Documents required for salaried individuals
- KYC documents (PAN, Aadhaar, driving license, voter’s ID or a passport)
- Form 16 or latest salary slips
- Bank account statements for the previous six months
(The document list mentioned here is indicative. You may be asked to submit additional documents depending on your financial profile.)
Eligibility Criteria For A Flexi Business Loan
For Self-Employed
-
Nationality
Indian
-
Business vintage
At least 3 years
-
CIBIL score
685 or higher
-
Work status
Self-employed
-
Age
18 to 80
*Age should be 72 years at maturity
Documents required for a Flexi Business Loan
- KYC documents
- Proof of business ownership
- Other financial documents
- The Bajaj Finserv Flexi Business Loan eligibility criteria are easy to meet as listed above. In order to make the application process for this loan as hassle-free as possible, we ask for only minimal paperwork. Aside from your basic KYC documents and proof of business ownership, you may need to submit your recent financial statements when you apply.
Once your business loan eligibility and documents have been verified, it takes only 24 hours* for you to get the loan transferred to your bank account.
Eligibility criteria for doctors
Eligibility criteria for a Personal Loan and Business Loans for doctors:
- Super specialist doctors (MD/ DM/ MS) - Degree to be registered with the medical council
- Graduate doctors (MBBS) – Degree to be registered with medical council
- Dentists (BDS/ MDS) - Minimum 5 years of post-qualification experience
- Ayurvedic and homoeopathic doctors (BHMS/ BAMS) - Minimum 2 years of post-qualification experience
Note that ayurvedic and homoeopathic doctors must own a house or clinic for a business loan.
Eligibility criteria for Flexi loan against property for doctors:
- Super Specialist Doctors (MD/ DM/ MS) - Minimum 2 years of post-qualification experience
- Graduate doctors (MBBS) - Minimum 2 years of post-qualification experience
- Dentists (BDS/ MDS) - Minimum 2 years of post-qualification experience
- Ayurvedic and Homeopathic Doctors (BHMS/ BAMS) - Minimum 2 years of post-qualification experience
Along with this, you should also be a resident citizen of India.
Documents needed
The documents needed to apply for personal and business loans for doctors are:
- KYC documents
- Medical registration certification
Documents needed for loan against property
The documents needed to apply for a loan against property for doctors are:
- KYC documents
- Medical registration certification
- Income tax returns, balance sheet, and profit and loss account statements for the previous 2 years
- Copy of property papers of the house to be mortgaged
Avail of a Bajaj Finserv Flexi Loan for doctors on simple eligibility terms and by providing basic documentation. To qualify for funding, all you need is an eligible degree (MD/ DM/ MS/ MBBS/ BDS/ MDS/ BHMS/ BAMS) and the required amount of experience.
To prove your eligibility, provide KYC documents and your medical registration certificate. For a secured loan, a few financial and property documents are needed as well. Upon approval and document verification, the funds will be disbursed to your account without delay.
Eligibility and documents for Flexi CA loan
Eligibility for Flexi CA Loan
Here are the eligibility criteria for a CA loan:
-
Practice
The loan application should be at least two years since your Certificate of Practice (CoP)
-
Property Ownership
Own a house or office in a city where Bajaj Finserv operates
-
Nationality
Resident Indian
Documents required for Flexi CA loan
You will need the following documents* to apply for a Bajaj Finserv Loan for CAs:
- KYC documents
- Address proof
- Certificate of practice
- Financial documents
- Proof of ownership for at least one property
*Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. The same will be communicated to you as and when required.
Avail of a Bajaj Finserv Loan for Chartered Accountants on simple eligibility terms and by providing minimal documentation. To qualify for unsecured financing, all you need is a valid Certificate of Practice (CoP), the required experience, a good financial profile, and to own a house/ office in an eligible city. For hassle-free approval, keep the documents ready and maintain a CIBIL score of 685 or higher.
For convenience, Bajaj Finserv offers a doorstep collection facility, where a representative will collect your documents from you. To hasten approval, apply for your loan online. Upon approval of your application, the funds are disbursed to your account within 24hours*.
*Conditions apply
