Bajaj Finance in your city
Kolkata, formerly known as Calcutta, is the capital city of West Bengal. It is a major economic hub of eastern India, and its residents are always on the hunt for lucrative investment options to grow their wealth. Among these is the fixed deposit and its benefits, including stable, generous, and assured returns over a fixed tenor.
Invest online from the comfort of your home or visit any of our branches.
Features and benefits of fixed deposit
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Get started on your investment journey with an amount of just Rs. 15,000 and make your savings grow.
Low minimum deposit
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Bajaj Finance is a lucrative investment option that offers assured returns with attractive FD rates without any effect of market fluctuations.
Attractive returns up to 8.85% p.a.
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Payout flexibility
Investors can opt for cumulative or non-cumulative interest payouts based on their investment goals.
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Loan against FD facility
To fund your emergency liquidity requirements, get an easy loan against your FD up to 75% of the FD amount.
Grow your savings with a fixed deposit in Kolkata
Bajaj Finance Fixed Deposit is one worthwhile investment option to consider because it guarantees the safety of returns and allows you to invest flexibly, based on your goals. These returns are backed by ICRA’s MAAA rating and CRISIL’s FAAA rating, ensuring maximum safety.
You can choose to invest online from the comfort of your home with our end-to-end online process. You can choose to renew your deposit to stay invested for longer, seamlessly and with minimal effort on your part.
* Conditions Apply
FD Max rates for customers below the age of 60
Bajaj Finance FD Max annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.60% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.60% | 8.28% | 8.34% | 8.42% | 8.60% |
Special Period (FD MAX)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
| 22* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
| 33* | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
| 44* | 8.45% | 8.14% | 8.20% | 8.28% | 8.45% |
Regular Period (FD MAX)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.60% | 7.35% | 7.39% | 7.46% | 7.60% |
| 15 - 23 | 7.70% | 7.44% | 7.49% | 7.56% | 7.70% |
| 24 - 35 | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
| 36 - 60 | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
Customers below the age of 60 – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 22* | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
| 33* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
| 44* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
Customers below the age of 60 – Regular Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
| 15 - 23 | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
| 24 - 35 | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 36 - 60 | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
FD Max rates for customers above the age of 60
Bajaj Finance FD Max annualised rate of interest for senior citizens for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.85% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.85% | 8.51% | 8.57% | 8.66% | 8.85% |
Senior Citizen – Special Period (FD Max)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
| 22* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
| 33* | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
| 44* | 8.70% | 8.37% | 8.43% | 8.52% | 8.70% |
Senior Citizen – Regular Period (FD Max)
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
| 15 - 23 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
| 24 - 35 | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
| 36 - 60 | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
FD rates for customers above the age of 60
Fixed Deposit annualised rate of interest for senior citizen is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.65% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.65% | 8.33% | 8.38% | 8.47% | 8.65% |
Senior Citizen – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
| 22* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
| 33* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
| 44* | 8.50% | 8.19% | 8.24% | 8.33% | 8.50% |
FD Interest Rate for Senior Citizens
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
| 15 - 23 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
| 24 - 35 | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
| 36 - 60 | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
Frequently asked questions
Various banks and NBFCs offer FD in West Bengal; however, choosing the FD plan with the highest interest rate is essential.
Bajaj Finance Fixed Deposit offers FD interest rates up to 8.85% p.a. to customers. You can start investing with a small amount of Rs. 15,000 and grow your money. Accredited with the highest credit rating of FAAA from CRISIL and MAAA from ICRA, Bajaj Finance FD is a safe investment option that assures timely payment and default-free experience.
*Conditions Apply
There are two types of FD:
Cumulative: The interest is compounded each year and paid at maturity
Non-Cumulative: The interest is paid out either monthly, quarterly, half-yearly or annually, as per your requirement.
Based on your investment and liquidity requirements, you can choose the FD plan most suitable for you. A cumulative FD can be your choice if you do not require a regular cash flow and plan to save for a long-term goal. However, if you want to fund your recurring expenses, you can opt for a non-cumulative FD.
To calculate the years in which your FD will double, you can use the FD calculator. Based on the sum you want to invest, you can adjust the tenor to find the right tenor for your FD to double.
Both gold and FD are excellent investment options to grow your money. Investment in gold can offer higher returns while saving money on taxes. But it comes with the risk of the occasional market volatility. On the other hand, FDs might provide you with lower returns, but it remains unaffected by market volatility.
Yes, Bajaj Finance Fixed Deposit allows its customers to invest between Rs. 15,000 to Rs. 3 crore for a period ranging from 12-60 months. You can earn up to 8.85% p.a. by investing in Bajaj Finance FD.
*Conditions Apply
While both RD and FD offer guaranteed returns to all investors, the interest rate for FDs is higher than that of RDs. If you are looking for a monthly investment plan, the Systematic Deposit Plan offers you the interest rate of FD with the freedom to invest in small monthly deposits. Know more about FD vs RD here.
