Personal Loan in Jalgaon

Personal Loan in Jalgaon

Check your eligibility for personal loan in Jalgaon with your phone and OTP - no branch visit needed.
FAQs

FAQs

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Jalgaon

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need quick funds in Jalgaon for personal goals or emergencies? A Bajaj Finserv Personal Loan in Jalgaon offers up to Rs. 55 lakh with no collateral, minimal paperwork, and 100% online processing. Whether you are planning a wedding, funding education, or managing medical costs, this loan gives you fast access to funds—right when you need them.


    ✅ Check your pre-approved loan offer in Jalgaon with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Jalgaon, known as the “Banana City of India,” is a key commercial and agricultural hub in northern Maharashtra. With its rapidly developing infrastructure and educational institutions, residents often look for smart financing options. A personal loan in Jalgaon offers the flexibility to fund everything from major expenses to urgent needs—without disrupting your savings.


*Terms and conditions apply.

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Features and benefits

  • Account management facility

    Access our customer portal, My Account and manage your online loan account round the clock.

  • High loan amount

    Eligible applicants in Jalgaon can borrow amount from Rs. 40000 to Rs. 55 lakh as unsecured personal loans.

  • Transparency

    Bajaj Finance ensures complete transparency in our terms and conditions. Be assured of no hidden charges.

  • Flexible repayment tenure

    Avoid falling into debt. Repay the loan comfortably over tenures ranging from 96 months to 96 months.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Jalgaon with just your phone number and OTP – no need to visit the branch.

  • Basic documentation

    Online loan applications require some essential documents for verification.

  • Instant approval

    Get your personal loan application approved instantly as you submit with accurate information.

  • Money within 24 hours*

    We just take 24 hours* to credit your approved loan amount.

Surrounded by the Satpuda mountain ranges, the Jalgaon city is known to produce the purest form of gold which is then sold at profitable prices. Besides gold and banana production, the city earns revenue from tourism. Some of the tourist attractions include temples, festivals, monuments, parks, cultural activities and more. Two other attractions are the Mahatma Gandhi Garden and the Gandhi Research Foundation.


Trust reliable private financers like Bajaj Finance for your funding needs. We bring personal loans in Jalgaon at reasonable interest rates. Borrow affordably as the additional charges like processing fees, statement charges, etc., are also nominal. Also, make an informed decision by using our online tools. For instance, calculate your monthly outflows before applying with the Bajaj Finserv EMI Calculator.


*Conditions apply

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Eligibility criteria and documents for personal loan in Jalgaon

You can easily get the funds you need in Jalgaon with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Jalgaon

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000