Aditya Birla Health Insurance - Super Top-up Health Plan starting at Rs. 5,200*
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits of this policy
00:38
Aditya Birla Super Top-up Health Plan
Stay protected against large medical expenses for a premium starting at just Rs. 5,200* annually.
-
Cashless treatment at 10,000+ hospitals
Get the advantage of cashless treatment at 10,000+ network hospitals across India with this super top-up health insurance. Find the nearest hospital here.
-
Room rent cover
Select any single AC or non-AC room. Get coverage on the room rent and other charges like professional fees, OT charges, investigation charges, and lab reports.
-
527 daycare procedures covered
Get coverage for 527 listed daycare procedures that need less than 24 hours of hospitalisation.
-
Domiciliary care cover
Get coverage for undertaking treatment at home under a doctor’s supervision. You can avail this benefit if you cannot travel to the hospital or in case of bed unavailability.
-
Pre- and post-hospitalisation expenses coverage
Get coverage for medical expenses incurred 30 days before and 60 days after hospitalisation.
-
Organ donor expenses coverage
The policy covers the medical expenses of the organ donor for an organ transplant. These expenses include medications and treatment given to the donor.
Eligibility criteria and documents required
Anyone can apply for Aditya Birla Super Top Up Plan as long as you meet the basic criteria mentioned below. If you meet all the eligibility criteria, we will need some basic information to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age (adults): 18 years to 50 years
- Age (dependent children): 30 days to 21 years
Documents required
Only basic information required while buying the policy:
- Date of birth as per the PAN card
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
01:00
How to apply for the Aditya Birla Health Insurance Super Top-up Plan
Watch this video to learn how to apply for the Aditya Birla Health Insurance Super Top-up Plan
-
Step 1
Click on ‘Get Quote’ to open our online application form.
-
Step 2
Fill in the health insurance application form with your basic details or the person whom you want to insure. Provide name, gender, mobile number, date of birth, and residential PIN code.
-
Step 3
Now click on ‘Get Quote’ to proceed.
-
Step 4
Change the policy type option located on top of the page to Top-up to get a list of top-up health plans. Choose Aditya Birla Super Top-up Health plan by clicking the ‘Buy Now’ button.
-
Step 5
Select the policy term and premium amount.
-
Step 6
Enter your email ID and check if all personal details shown are correct. Click ‘Next’ to proceed.
-
Step 7
Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
-
Step 8
Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on the ‘Next’ button to proceed.
-
Step 9
Verify if the previously filled details are correct. Click on the ‘Proceed’ button to visit the payment page.
-
Step 10
Make the payment through net banking, UPI, debit, or credit card to buy the policy.
After successful payment, your policy document will be available for you to download instantly. You will receive a copy of the policy document on your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after the payment processed successfully.
You can also access your policy details through the My Account section within 5-7 days after purchase.
Policy details
Here’s a quick look at the policy details of the Aditya Birla Super Top-up Health Plan:
| Policy details | Description |
|---|---|
| Policy type | Family floater (for all customers of Bajaj Finance Ltd.) |
| Starting premium (in Rs.) | 5,200* |
| Sum insured (in Rs.) | 5 lakh – 50 lakh |
| Policy term | Annual |
| Renewal | Lifetime renewable |
| Number of members covered | 6 members (2 adults + 4 children) |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Aditya Birla Super Top-up Plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre- and post-hospitalisation expenses | Medical costs incurred due to any illness or injury 30 days before and 60 days after hospitalisation are covered. |
| Daycare procedures | Covers 527 listed daycare procedures under the policy. |
| Domiciliary hospitalisation | Cover home care in case of hospital bed unavailability. |
| Key exclusions | Description |
|---|---|
| Drug abuse | Treatment for ailments due to use or abuse of any substance, drug, or alcohol and treatment for de-addiction. |
| Circumcision | Unless required for the treatment of illness or accidental bodily injury. |
| Plastic surgery | Unless necessary for the treatment of cancer, burns, or accidental bodily injury. |
| Vaccination or inoculation | Does not cover vaccination or inoculation. Only covers post-bite or medically necessary treatment recommended by the treating doctor. |
| Others | Does not cover cost of spectacles, contact lenses, or hearing aids. Also, crutches, artificial limbs, dentures, and artificial teeth. Only covers intrinsic fixtures used for orthopaedic treatments such as plates and K-wires. |
| Waiting period | Initial waiting period of 30 days. For pre-existing diseases, 24 months of waiting period. For specific illness restriction, 2 years of waiting period. |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.
-
Step 1 - Contact the insurer
Contact the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Locate a network hospital near you
You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.
-
Step 3 - Verify patient’s identity
Share the patient’s policy number or the Aditya Birla Health Card and a valid identity proof (PAN, voter ID, passport) at the hospital reception.
-
Step 4 - Submit the pre-authorisation form
Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.
-
Step 5 - Claim settlement
The insurer will review and verify the documents and process the claim per the policy terms and conditions. Insurer will directly settle the bills with the hospital. Also, know about the claim settlement ratio in health insurance.
How to raise a reimbursement claim
To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.
-
Step 1 - Contact the insurer
Contact the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Settle all hospital bills
Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.
-
Step 3 - Submit necessary documents
Submit the reimbursement claim form and hospital discharge summary at the insurer’s nearest branch office. Also, bills, and prescriptions.
-
Step 4 - Claim settlement
The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.
Documents required for raising a claim request
Here is the list of documents that you need to raise a claim request with Aditya Birla Health Insurance.
- Claim form (insured will fill the part A and the hospital will fill the part B of the form)
- Aditya Birla Health Card
- Valid ID proof (PAN, voter ID, passport)
- Original discharge summary
- Original hospital bills and payment receipts
- All doctor consultation papers
- FIR copy or post-mortem report in case of an accident or death
Frequently asked questions
Aditya Birla Super Top-up plan is a top-up health insurance plan. It provides you and your family with additional coverage benefits over and above your current plan. You can get coverage for medical expenses incurred during daycare procedures, pre-and post-hospitalisation, domiciliary treatment, or organ donor. This plan offers both cashless and reimbursement facilities.
Both top-up and super top-up plan boosts your existing health insurance plans with additional health coverage benefits. Top-up plans provide financial coverage on a specific claim amount. Super top-up plans provide coverage for all the claims made for medical facilities and benefits.
A super top-up plan upgrades your existing health insurance policy with additional financial coverage. Covers pre-and post-hospitalisation, daycare procedures, domiciliary treatment, and more. You can avail of this plan if your health insurance plan gets exhausted. Helps you stay adequately covered during medical emergencies.
Check Aditya Birla Super Top-up plan and benefit from the extensive coverages offered on the plan.
The Aditya Birla Super Top-up Health Plan offers coverage for 527 listed daycare procedures that need less than 24 hours of hospitalisation.
Check the list of the daycare procedures here.
Bajaj Finance along with Aditya Birla Health Insurance offer most popular comprehensive health plans. You can avail of Activ Assure Diamond and Group Activ Health plans.
