HDFC Bank is one of the leading banks in India providing a range of financial products and services to its customers. HDFC offers an extensive range of credit cards to cater to the diverse needs of its customers. HDFC credit card provides a range of benefits such as cashback, discounts, reward points, and other exclusive offers. But it is crucial to make timely payment of the HDFC credit card bill to avoid late payment charges and interest.

HDFC offers various options to pay the HDFC credit card bill, including online payment, NEFT, net banking, mobile banking, offline payment, and more. Among these, payment through Bajaj Pay, the BBPS platform on Bajaj Finserv is the most convenient and straightforward option.

Benefits of making HDFC Bank credit card payment online on Bajaj Finserv


When paying for your HDFC credit card payment online through the Bajaj Finserv BBPS platform, you can avail of the following benefits:


• Quick and hassle-free
  With the Bajaj Finserv BBPS platform, you can pay your HDFC credit card bill quickly and effortlessly.
  
• Safe and secure
  Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.
• Multiple payment options
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.
• Instant confirmation
  After making the payment, the platform immediately confirms the payment through an email and SMS.

Steps to check HDFC Bank credit card outstanding payment?

Here is how you can check the outstanding payment for your HDFC Bank credit card:

• Visit the Bajaj Finserv Website
• Navigate to Bill Payment Section:
• Under the ‘PAYMENTS’ section, click on ‘BILLS AND RECHARGES’.
• Select Credit Card Bills:
• In the ‘FINANCIAL SERVICES AND TAXES’ section, choose ‘CREDIT CARD BILLS’.

That is it! You will be able to view your HDFC Bank credit card outstanding payment details.

Processing time for HDFC credit card bill payment using different payment methods

Here is the processing time for your HDFC credit card payment using various payment modes:

Payment method	Processing time
Bajaj Finserv BBPS platform or Bajaj Finserv app	Instant
HDFC Bank net banking	Within 2 working days
HDFC Bank mobile banking application	Within 2 working days
Autopay	Within 2 working days
NEFT	24-48 business hours
Cheque	3 working days
BillDesk	3 working days
RTGS	Instant

HDFC credit card: Late payment charges

Here are the late payment charges for your HDFC Bank credit card bill:

Amount	Charges
Less than Rs. 100	No charges
Rs. 100 to 500	Rs. 100
Rs. 501 to 5,000	Rs. 500
Rs. 5,001 to 10,000	Rs. 600
Rs. 10,001 to 25,000	Rs. 800
Rs. 25,001 to 50,000	Rs. 1,100
Rs. 50,000 and above	Rs. 1,300


Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Know about the rules for HDFC credit card bill payment

Here are some of the recent changes implemented in India regarding credit card payments:

• Here are some key rules for HDFC credit card bill payment:
• Due date: Make your payment by the due date mentioned on your HDFC credit card statement to avoid late fees.
• Minimum vs. full payment: You have the option to pay either the minimum amount due (typically 5% of the outstanding balance) or the full statement amount. Paying only the minimum amount incurs interest charges.
• Late fee: If you do not pay at least the minimum amount due by the due date, you will be charged a late payment fee.
• Grace period: Generally, HDFC offers a grace period of 20-25 days between the statement generation date and the due date. You can make your payment during this period without incurring interest charges.
• Auto-debit: HDFC allows setting up auto-debit to pay either the minimum amount due or the total amount due on your statement date.

Follow these steps to pay your credit card bill online using the Bajaj Finserv app:

1. Download and install the Bajaj Finserv app from Google Play Store or App Store
2. Login through the email ID registered with your mobile
3. Click on ‘INSTALL’
4. Open the app on your mobile phone
5. Enter your 10-digit mobile number to 'Generate OTP'
6. Enter the OTP and click on 'Proceed'
7. Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
8. Choose your credit card issuing provider as ‘HDFC BANK’ from the drop-down menu
9. Enter your credit card number and click on 'FETCH YOUR BILL'
10. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
11. After choosing your preferred payment mode, enter the requested payment details
12. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Steps to pay HDFC credit card bill on the Bajaj Finserv website

Here is how you can pay your credit card bill on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/   
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section    
3. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’  
4. Choose your credit card issuer  
5. Enter your credit card number and click on ‘FETCH YOUR BILL’  
6. Select your preferred payment mode  
7. Make the payment to pay the bill successfully

Pay credit card bills of other banks

Apart from HDFC credit card bill payment, Bajaj Finserv also allows you to pay other banks' credit card bills. You can pay credit card bills of various banks such as: