Make payment of Punjab National Bank (PNB) credit card bill online

PNB (Punjab National Bank) is a government-owned bank that offers various financial products and services including credit cards. PNB credit cards come with a range of features and benefits, making them popular amongst customers. If you are a PNB credit card holder, you can enjoy various perks, including reward points, cashback offers, discounts on dining, shopping, and more. However, to continue using these benefits, you need to pay your credit card bills on time. PNB credit card payment is easy and convenient, and you can avail different payment options depending on your preference.

  • Features and benefits of making PNB credit card payment online on Bajaj Finserv

    When paying for your PNB credit card using the Bajaj Finserv BBPS platform, you can avail of the following benefits:

    • Quick and hassle-free
      With the BBPS platform on Bajaj Finserv, you can pay your PNB credit card quickly and effortlessly.
    • Safe and secure
      Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.
    • Multiple payment options
      Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, e-wallets and UPI. This allows you to choose the payment method that suits you best.
    • Instant confirmation
      After making the payment, the platform immediately confirms the payment through an email and SMS.

    Late payment charges and interest rates for PNB Bank credit card bills

    For an outstanding amount

    Fee

    Rs. 1,000 or less

    Nil

    Rs. 1,001 to Rs. 5,000

    Rs. 500

    Rs. 5,001 to Rs. 10,000

    Rs. 600

    Above Rs. 10,000

    Rs. 750


    Convert credit card payment into EMIs with PNB Bank

    To apply for a PNB credit card payment to EMIs follow the steps below:

    1. Log in to the PNB Genie app: Convert your eligible transactions to EMIs conveniently through the PNB Genie app.
    2. Call our 24x7 customer helpline: Dial 1800 180 2345 from your registered mobile number or send an email to creditcardpnb@pnb.co.in from your registered email ID.
    3. Download the easy pay plan application form: Visit our website to download the form. Fill it out and send the duly filled form to the following address:

    Punjab National Bank, Credit Card Processing Centre, Ground floor, C-24, Sec-58, Noida, Uttar Pradesh 201301.

    Customer care number of PNB Bank credit cards:

    For assistance with PNB Bank credit cards, reach out to our dedicated customer helpline mentioned below. PNB credit card team is available 24x7 to address your queries and concerns.

    Customer care number

    Bank

    Type

    Description

    1800 180 2345

    PNB Bank

    Toll-free

    Credit card customer care number

    +91 120 4616200

    PNB Bank

    Paid

    Credit card customer care number for international calls


    Grace period for PNB credit card payment

    Yes, you do have the flexibility to make your credit card payments on the original due dates.

    For added safety and security, consider using the PNB Mobile App or PNB internet banking if you hold a PNB deposit account.

    • Ensure timely payments by utilising the grace period on your credit card.
    • Opt for secure transactions through the PNB Mobile app or PNB internet banking when managing your PNB credit card dues.

    Interest rate to pay on PNB credit card bill payment

    When you use a PNB credit card, it is important to be aware of the interest rates applicable on your outstanding balance. PNB credit cards typically charge an interest rate of 2.95% per month on a reducing balance basis1. This translates to an Annual Percentage Rate (APR) of 35.89%1.

    Interest charges are calculated on the average daily balance, which means the interest is applied to the balance that remains unpaid each day. If you carry a balance from one billing cycle to the next, these interest charges will be added to your outstanding amount, increasing the total amount you owe.

    Fees and charges

    A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

    Note: For failed transactions, the total amount including charges except taxes are reversed.

    Credit card billers across India

    Apart from PNB, Bajaj Finserv also allows you to pay credit card bills for other providers as well such as:

    ICICI Bank credit card payment

    SBI Bank credit card payment

    Citi Bank credit card payment

    RBL Bank credit card payment

    Axis Bank credit card payment

    DBS Bank credit card payment

    YES BANK credit card payment

    BOB Bank credit card payment

    IndusInd Bank credit card payment
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How to pay PNB credit card bill online on Bajaj Finserv

Follow these steps to pay your PNB credit card bill online using the BBPS platform on Bajaj Finserv:

  1. Click on 'DOWNLOAD APP' to open the Google Play Store
  2. Login through the email ID registered with your mobile
  3. Click on ‘INSTALL’
  4. Open the app on your mobile phone
  5. Enter your 10-digit mobile number to 'GENERATE OTP'
  6. Enter the OTP and click on 'PROCEED'
  7. Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
  8. Choose your credit card issuer
  9. Enter your credit card number and click on ‘FETCH YOUR BILL’
  10. Select your preferred payment mode
  11. Make the payment to pay the bill successfully

You will receive a notification from Bajaj Finserv after successful payment.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Frequently asked questions

What is the time period within which PNB credit card payments need to be made?

Punjab National Bank establishes a billing cycle lasting between 20 to 45 days. A billing period of 30 days starts on the first day and concludes on the last day of the month. If the payment is not made, there will be additional charges that you will need to bear. It is advisable to ensure your timely payments for PNB credit card bills.

Can I pay PNB credit card through an ATM service?

To make a payment using an ATM, first, ensure you have a PNB debit card. Then, insert your PNB debit card into the ATM, navigate through the menu to find the credit card option, and proceed to settle your PNB credit card bill. It is a straightforward process to ensure your payment is made conveniently.

What is the IFSC code for making PNB Bank credit card payments through NEFT?

To pay your PNB Bank credit card via NEFT, you will need the following details:

  • Bank: PUNJAB NATIONAL BANK
  • Branch code: 645400
Does Bajaj Finserv provide recharge services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other recharge services such as:

Does Bajaj Finserv provide bill payment services apart from credit card bill payment?

Yes, Bajaj Finserv also provides other bill payment services such as:

What is the billing cycle of PNB credit cards?

The billing cycle for PNB credit cards typically ranges from one month, starting from the date the card is activated. However, for the exact billing cycle, it is best to refer to the terms and conditions provided with the credit card or contact PNB customer service.

How do I check my PNB credit card balance?

To check your PNB credit card balance, you can use the following methods:

  • Log in to the PNB internet banking portal.
  • Use the PNB mobile app.
  • Give a missed call to PNB’s toll-free number from your registered mobile number.
  • Visit a PNB ATM and use your credit card to check the balance.
What is the limit of a PNB credit card?

The credit limit on a PNB credit card can vary based on the cardholder’s creditworthiness, income, and PNB’s credit policy. To find out your specific credit card limit, you can check your credit card statement, log in to your PNB internet banking account, or contact PNB customer service.

How do I change my PNB credit card payment due date?

To change your PNB credit card payment due date, you need to contact PNB’s customer service. They will guide you through the process and inform you of any specific requirements or conditions that may apply.

Are there any charges for late payment of PNB credit card bills?

Yes, there are charges for late payment of PNB credit card bills. If you fail to pay the minimum amount due by the due date, a late payment fee will be applied. The exact fee can vary based on your outstanding balance and the specific terms of your credit card agreement.

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