₹40,000 -₹Rs. 55 lakh
You may be eligible for a pre-approved offer in Silchar
Enter mobile and OTP | Quick online approval | Get money in a day*
Bajaj Finserv in your city
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Need quick funds in Silchar for a family function, medical emergency, education, or home renovation? A Bajaj Finserv Personal Loan offers instant financial support — up to Rs. 55 lakh — with a fully digital process, no collateral, and minimal documentation.
You can also check if you already have a pre-approved offer in Silchar. The entire process is online, no branch visit required:
Check your personal loan offer in Silchar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*Whether you are salaried or self-employed, this loan gives you the flexibility and speed you need to take care of planned and unplanned expenses with ease.
Silchar, located in southern Assam, is a key economic and cultural hub in the Barak Valley region. Known for its educational institutions, tea estates, and vibrant community, Silchar has seen steady growth in recent years.
As the city develops, so do the financial needs of its people. A Bajaj Finserv Personal Loan in Silchar helps you handle life’s major expenses — without visiting a branch or pledging any assets.
*Terms and conditions apply
Features and benefits of a personal loan in Silchar
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.
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Fast approval
Addressing your monetary emergencies is now easier with the fastest approval on online applications.
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Collateral-free
Bajaj Finance requires no collateral or guarantor. Simply meet the personal loan eligibility criteria.
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Minimum documentation
Reduce the lengthy procedure by providing only a few documents to complete the application process.
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Tenure options
You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.
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High loan amount
With a Bajaj Finserv Personal Loan, you can get funds from Rs. 40000 to Rs. 55 lakh.
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Online account management
Access your loan account online through our customer portal.
Eligibility criteria and documents for personal loan in Silchar
You can easily get the funds you need in Silchar with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Silchar
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Check instant personal loan in other cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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