Features of the Platinum Plus First-Year-Free SuperCard
-
No joining fee
The joining fee of Rs. 999 waived off
-
Airport lounge access
2 complimentary domestic airport lounge access in a year
-
Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
-
Rewards on online spends
2x reward points on online spends, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
-
Annual savings
Savings of up to Rs. 8,499 annually
-
Offer on movie tickets*
Get 1+1 movie ticket on BookMyShow (Monday to Friday)
-
Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
-
Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
-
Annual fee waiver
Spend Rs. 1,00,000 in a year and get the next year’s annual fee waived off
-
Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
-
Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days
The Bajaj Finserv RBL Bank Platinum Plus FYF SuperCard offers the advantage of zero joining fees and gets you privileges like exclusive access to airport lounges, complimentary movie tickets, fuel surcharge waivers, cashbacks on down payments and more.
Get 2X reward points on every online purchase and regular reward points on offline purchases done with this credit card. You also get industry-first features like interest-free ATM cash withdrawals, easy EMI conversion, and an emergency personal loan.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
*This offer is applicable on any one day of the month for movie tickets worth up to Rs. 200.
| Benefits | Value earned (Rs.) |
| Spend based waiver: Spend Rs. 1,00,000 in a year and get an annual card fee waiver | 999 |
| 1 reward point* for every Rs. 100 spent (assuming spends of Rs.1,20,000); total reward points: 1,200 |
300 |
| Get 2X reward points (2 reward points on every Rs. 100 spent)* on all online spends (maximum 1,000 reward points and assuming online spends of Rs. 1,20,000); total reward points earned: 2,400 |
600 |
| 2 complimentary domestic airport lounge access in a year | 3,000 |
| BookMyShow offer: Get 1+1 movie ticket on any one day between Monday to Friday | 2,400 |
| Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 1,200 |
| Total benefits per annum | 8,499 |
*Except for offline purchases made on education, insurance, utilities (including Bill2Pay), rent payments, wallet load, and fuel.
Eligibility criteria
-
Nationality
Indian
-
Age
21 to 70 years
-
Employment
Must have a regular source of income
-
Credit score
720 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 21 to 70 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL Score of 720 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
- 5 Submit the necessary documents
Fees and charges
The following are the charges applicable on the Platinum Plus SuperCard – First-Year-Free:
| Type of fee | Charges applicable |
| Joining fee | NIL |
| Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000 Effective from 1st April 2023) |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.50% + GST |
| Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
| Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
| Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant end & it may vary from 1% to 2.5% |
| Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. T&C apply |
| Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
| Overdue interest on extended credit | Up to 3.99% + GST per month or 47.88% + GST per annum |
| Overdue penalty/ late payment | 15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable* |
| Over-limit penalty | Rs. 600 + GST |
| Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/ stolen/ reissue/ any other replacement) | NIL |
| Duplicate statement fee | NIL |
| Cheque return/ dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
| Merchant EMI processing fee | Rs. 199 + GST |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment charges
| Outstanding amount (Rs.) | Late payment fee (Rs.) |
| Up to Rs. 100 | NIL |
| Above Rs. 100 | 12.5% of total due amount (Max Rs. 1,300/-) |
Frequently asked questions
The annual fee on this SuperCard is Rs. 999 plus GST. When you spend Rs. 1,00,000 or more in a year, next year’s fee is waived off.
There is no joining fee and welcome reward points for this variant of the SuperCard.
You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed at RBL website.
You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharge, etc.
Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.
You can convert your available cash limit into a loan by calling customer care on 022-6232 7777. The amount is to be paid back in 3 instalments and can be availed once a year.
