So you have completed your MBBS, and are wondering what comes next. You could take a job at a hospital, and begin your career as a general physician – but why not aim higher, and go for super-specialisation after MBBS instead?
Types of PG courses after MBBS:
You are introduced to a variety of surgical and medical specialities while pursuing an MBBS degree. To become a surgeon or specialist, however, doctors and medical students must pursue a super speciality course after MBBS, which generally goes in two directions – you can choose to become a specialist doctor, or a surgeon.
As a surgeon, you would manage the tools used during surgery, whereas a specialist would identify, prescribe, treat, and cure the illnesses of their patients. Doctor of Medicine (MD) or Master of Surgery (MS) degrees are required to become a specialist or surgeon, respectively.
Why pursuing PG courses after MBBS is important?
Pursuing PG courses after completing MBBS is important for several reasons:
Better career prospects
When you go for a masters after MBBS, you open the door to a broad spectrum of career opportunities, as it is entirely up to you which branch of medicine you choose to study.
If you choose to do an MD after MBBS, you can go for fields like: cardiology, oncology, paediatrics, radiology, neurology, general medicine, pathology, gastroenterology, neonatology, and dermatology, among others.
If you choose to do an MS after MBBS, you can opt for paediatric surgery, general surgery, plastic surgery, urology, orthopaedics, ENT, ophthalmology, and others.
Better job security
A super-specialised doctor with high qualifications will always be in demand, by both patients and hospitals. A patient with a specific ailment will always prefer to see a doctor who specialises in the associated branch of medicine. For example, a patient with digestive issues will prefer to see a gastroenterologist, rather than a general physician who only has an MBBS degree.
Better salary
With better qualifications and a more exclusive patient profile, comes better income as well. The earning potential for MD and MS professionals is naturally several lakhs of rupees higher than the average income of a doctor with just an MBBS.
How to fund PG fees after MBBS
Once you have checked out available MS and MD courses after MBBS, you may be wondering – how will you finance your higher studies?
That is easy – Bajaj Finserv brings to you the ideal one-stop financing solution for all your higher education needs. Choose a personal loan for doctors to pay for your specialization after MBBS, and get these benefits:
1. High loan sanction:
With the Bajaj Finserv Doctor Loan, you can get funds up to Rs. 80 lakh, which is more than sufficient to cover every imaginable expense associated with a postgraduation degree, including tuition fees, admission fees, books and other class materials, living expenses, travel expenses, and more.
2. Flexi facility for easy repayment:
Our loan for doctors comes with the unique Flexi facility, which lets you borrow only what you need from your loan sanction, as and when you need it. You pay interest on the sum being actively utilised, and even get the option to pay interest-only EMIs for the early part of the tenure.
3. Long tenure:
Repay your doctor loan easily in manageable instalments over a period of up to 8 years.
4. Easy eligibility:
Any doctor can apply for this loan. All you need is your medical registration certificate, and your KYC documents, along with a minimum CIBIL Score of 685.
Complete your doctor loan application online by filling out a basic form, and get your personalised offer in minutes.
Additional Read: Planning for an MD after MBBS? Here is what you need to know