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EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
Enter your 10-digit mobile number
EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
Enter your 10-digit mobile number
EMI: Rs. 5,625
INSTANT APPROVAL
LOWEST EMI
Enter your 10-digit mobile number
All about Flexi Loan
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 5,625
Enter your 10-digit mobile number
EMI: Rs. 9,646
Enter your 10-digit mobile number
EMI: Rs. 10,996
Enter your 10-digit mobile number
EMI: Rs. 13,045
Enter your 10-digit mobile number
EMI: Rs. 16,488
Enter your 10-digit mobile number
EMI: Rs. 23,420
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EMI: Rs. 44,308
Enter your 10-digit mobile number
Features and benefits of our personal loan
00:40
Features and benefits of our personal loan
Watch this video to know everything about our personal loan
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3 unique variants
Pick the loan variant that suits you best: Term loan, Flexi Term Loan, and Flexi Hybrid Loan.
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No part-prepayment charge on Flexi Term Loan (Flexi Dropline) & Flexi Hybrid Loan
Repay a part of your loan in advance, at no extra cost. You can part-pay as many times as you want.
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Loan of up to Rs. 55 lakh
Manage your small or large expenses with quick personal loans ranging from Rs. 20,000 to Rs. 55 lakh.
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Convenient tenures
Manage your loan easily with repayment options ranging from 12 months to 96 months.
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Approval in just 5 minutes
Complete your entire personal loan application online from the comfort of your home or wherever you are and get an instant personal loan with fast approval.
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Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
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No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
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No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
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*Terms and conditions apply.
These features make this one of the best personal loans in India. Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
Frequently asked questions
Anyone can get Bajaj Finserv Personal Loan by meeting the basic eligibility criteria to manage their big or small expenses. You can also check your pre-approved offer which requires minimal to no paperwork and get funds instantly into your bank account.
Here is a step-by-step guide to applying for a Rs. 5 lakh personal loan:
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for the next steps. The loan amount will be transferred to your bank account upon the successful verification of your documents.
The EMI of Rs. 5 lakh will vary as per the personal loan interest rates and repayment tenure. You can estimate your EMIs using a personal loan EMI calculator. For example, if you take a personal loan of Rs. 5 lakh at an annualised interest of 14% with a tenure of five years, you will have to pay an EMI of Rs. 11,634.
| Tenure | Approximate EMI at 13% interest rate |
| 2 years | 4,754 |
| 3 years | 3,369 |
| 5 years | 2,275 |
Calculate your personal loan EMIs
Bajaj Finserv Personal Loan offers funds ranging from Rs. 20,000 to Rs. 55 lakh. The following basic eligibility criteria must be met in order to apply for a personal loan.
- Nationality: India
- Age: 21 years to 80 years*
- Employed with: Public, private, or MNC
- CIBIL score: 685 or higher
- onthly salary: Starting Rs. 25,001, based on the city you live in
*You should be 80 years* or younger, at the end of the loan tenure.
Bajaj Finserv Personal Loan has no end-use restrictions, allowing you to comfortably cover a wide range of expenses including:
- Medical Emergency
- Wedding
- Higher Education
- Home Renovation
Bajaj Finserv in your city
Kolkata, often hailed as the cultural capital of India, exudes a captivating blend of heritage and artistic brilliance. With splendid landmarks like the grand Victoria Memorial and the iconic Howrah Bridge, the city showcases its architectural marvels.
To help the residents of this city meet their financial needs, Bajaj Finance offers personal loans in Kolkata of up to Rs. 55 lakh.
Apply online on our app or website or walk into any of our branches or to get quick approval for your personal loan.
