With flexible terms and competitive rates, you can secure a Rs. 30 lakh loan, with an interest rate that fits your budget. Many lenders now offer loans up to Rs. 30 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, a personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Why opt for a Rs. 30 lakh personal loan?

If you require substantial financial support, a Rs. 3000000 personal loan could be the perfect solution. Whether it's for home renovations, medical expenses, or international travel, a personal loan of Rs. 30 lakh offers the flexibility to manage your needs effectively. With competitive interest rates and flexible repayment options, obtaining this loan can empower you to make significant life changes. Many lenders provide a quick application process, allowing you to access funds swiftly. It's essential to compare various offers to find the best terms that suit your financial situation. Start your journey towards financial freedom today by exploring your options for a personal loan of Rs. 30 lakh!

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

• Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
• Explore and apply for co-branded credit cards online.
• Invest in fixed deposits and mutual funds on the app.
• Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
• Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
• Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
• Shop from over 100+ brand partners that offer a diverse range of products and services.
• Use specialised tools like EMI calculators, SIP Calculators
• Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Eligibility criteria of personal loan for Rs. 30 lakh

Eligibility for a 30 lakh personal loan online generally requires you to be at least 21 years old, have a stable income, and meet specific personal loan 30 lakh eligibility criteria set by lenders. Lenders assess your personal loan eligibility based on your credit score and financial stability. The eligibility criteria for a personal loan differs from lender to lender. You can qualify for a Bajaj Finserv Personal Loan once you meet the five simple eligibility criteria mentioned below:

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

Documents required for a personal loan of Rs. 30 lakh

The documents required for personal loan can vary from lender to lender. Below are the documents that are required when applying for a Bajaj Finserv Personal Loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill

Personal loan interest rates for Rs. 30 lakh

Personal loan interest rates refer to the cost of borrowing money from a lender, expressed as a percentage of the loan amount. The interest rate on personal loan can vary widely based on factors such as the borrower’s credit score, income, loan amount, and repayment term. Generally, higher credit scores lead to lower interest rates, while lower scores may result in higher rates.

How to apply for a personal loan for Rs. 30 lakh?

You can apply for an instant personal loan of Rs. 30 lakh from Bajaj Finserv by following these simple steps:

• Visit the personal loan page and click on ‘APPLY’
• Enter your 10-digit mobile number and OTP.
• Fill in the application form with your basic details.
• Now, click on ‘PROCEED’ to visit the loan selection page.
• Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
• Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
• Complete your KYC and submit your application.