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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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EMI: Rs. 2,250
INSTANT APPROVAL
LOWEST EMI
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All about Flexi Loan
EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 2,250
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EMI: Rs. 3,858
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EMI: Rs. 4,399
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EMI: Rs. 5,218
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EMI: Rs. 6,595
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EMI: Rs. 9,368
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EMI: Rs. 17,723
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Features and benefits of our personal loan
00:40
Features and benefits of our personal loan
Watch this video to know everything about our personal loan
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3 unique variants
Pick the loan variant that suits you best: Term loan, Flexi Term Loan, and Flexi Hybrid Loan.
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No part-prepayment charge on Flexi Term Loan (Flexi Dropline) & Flexi Hybrid Loan
Repay a part of your loan in advance, at no extra cost. You can part-pay as many times as you want.
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Loan of up to Rs. 55 lakh
Manage your small or large expenses with quick personal loans ranging from Rs. 20,000 to Rs. 55 lakh.
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Convenient tenures
Manage your loan easily with repayment options ranging from 12 months to 96 months.
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Approval in just 5 minutes
Complete your entire personal loan application online from the comfort of your home or wherever you are and get an instant personal loan with fast approval.
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Money in your account in 24 hours*
Your bank account will be credited with your loan amount within 24 hours* or, in some cases, on the same day of approval.
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No hidden charges
Our fees and charges are mentioned clearly on this page itself and also on our loan documents. We advise you to read these in detail before applying.
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No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments, property papers, or have someone stand as a guarantor.
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*Terms and conditions apply.
These features make this one of the best personal loans in India. Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
Frequently asked questions
Here is a step-by-step guide to applying for a Rs. 2 lakh personal loan:
- Click on ‘APPLY’ to open our online application form.
- Enter your 10-digit mobile number and verify the OTP sent to your phone.
- Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
- Click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for the next steps. The loan amount will be transferred to your bank account upon the successful verification of your documents.
The EMI amount will vary based on the personal loan interest rate and repayment tenure. For instance, if you apply for a Rs. 2 lakh personal loan for a tenure of three years at a 13% interest rate, you will need to pay an EMI of Rs. 6,739.
Tenure |
Approximate EMI at 13% interest rate |
2 years |
4,754 |
3 years |
3,369 |
5 years |
2,275 |
Calculate your personal loan EMIs
Personal loan interest rates may vary based on the lender's eligibility requirements. However, you can use our EMI calculator to figure out the exact amount of interest you are liable to pay. Input a few key details about the credit borrowed to get in-depth information on monthly payments, total interest payments, and more.
You can use our personal loan EMI calculator to determine the EMIs for the amount you wish to borrow. To get the exact EMI on your personal loan, simply select the loan amount, interest rate, and repayment period.
Yes, you can use your Aadhar card to apply for a Bajaj Finserv Personal Loan as it is one of the key documents needed to apply. In addition to the Aadhar card, you will also be required to present other KYC documents such as a PAN card/ passport/ voter’s ID, employee ID card, salary slips of the last 3 months, and bank account statements of the previous 3 months.
Borrowers must meet certain eligibility requirements such as age, credit score, monthly salary, nationality, and other aspects while availing funds. Generally, a CIBIL Score of 685 or higher is required to get a Bajaj Finserv Personal Loan.
Bajaj Finserv in your city
Bhiwadi is an industrial town located in the Alwar district of Rajasthan, India. It is part of the National Capital Region (NCR) and has witnessed rapid industrial growth in recent years. Bhiwadi is a hub for manufacturing, particularly in the automotive and engineering sectors, and offers residential and commercial developments in its industrial zones.
To help the residents of this place manage their financial requirements, Bajaj Finance offers collateral-free personal loans of up to Rs. 55 lakh.
Apply online or walk into the nearest branch to get instant approval on your personal loan application.
