Instant personal loan in Trivandrum
Trivandrum, also known as Thiruvananthapuram, is the capital of Kerala and a major IT hub, contributing 55% of the state’s software exports as of 2016. Nicknamed the "Evergreen City of India" by Mahatma Gandhi, it features a hilly coastal landscape and a thriving tourism sector with attractions like the Padmanabhaswamy Temple, Varkala Beach, and Kovalam Beach. The city also has a strong presence in commerce, education, aerospace, and government sectors.
For financial support, Bajaj Finserv offers a personal loan in Trivandrum with flexible repayment options of up to 96 months. This unsecured loan requires no collateral and includes benefits like instant approval, minimal paperwork, and the Flexi loan facility to reduce EMIs by up to 45%.
Features and benefits of personal loan in Trivandrum
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Instant online approval
With Bajaj Finserv, get instant approval on your personal loan online.
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Special offers
Existing customers are entitled to pre-approved offers on personal loans.
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Larger loan amount
Avail up to Rs. 55 lakh as a personal loan for wedding, education, travel, consumer durables purchase and other expenses.
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Manage account online
Use our online customer portal - My Account to track your loan details anytime from anywhere.
Eligibility criteria for a personal loan in Trivandrum
To qualify for a high-value personal loan in Trivandrum, you must meet specific eligibility criteria. Eligible customers can enjoy the best features and terms. Use our personal loan eligibility calculator to check your eligibility instantly and apply hassle-free.
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Nationality
Indian, resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/ public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Refer to our city list for minimum salary requirements
Documents required to get personal loan in Trivandrum
To ensure a smooth application process, applicants must submit essential documents for verification. Providing the right paperwork helps in quick approval. Check the complete list of documents required for a personal loan below:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
*You should be 80 years* or younger, at the end of the loan tenure.
Interest rates and charges
Bajaj Finserv offers personal loans in Trivandrum at competitive rates, ensuring affordability for borrowers. Transparent terms and minimal charges make repayment easier. Check the latest personal loan interest rates and fees before applying.
Wide range of personal loans offered by Bajaj Finance
Bajaj Finserv provides a variety of personal loans in Trivandrum to meet different financial needs. Whether it is for travel, education, home expenses, or medical emergencies, borrowers can access customised loan solutions with flexible repayment options. Here are some of the available loan types:
- Plan your dream holiday without financial stress with a travel loan.
- Cover wedding expenses with ease using a marriage loan.
- Fund tuition fees and education-related costs with a personal loan for higher education.
- Manage medical treatments and emergencies through a medical loan.
- Renovate or furnish your home effortlessly using a personal loan for home expenses.
With quick approval and minimal documentation, Bajaj Finserv ensures hassle-free financing for every need.
How to apply for a personal loan in Trivandrum
To apply for a personal loan in Trivandrum, follow these simple steps for a hassle-free process:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Frequently asked questions
You can get a personal loan with a low CIBIL score by applying with a co-applicant, opting for a lower loan amount, or improving your creditworthiness through timely bill payments.
Yes, a person with a low salary can get a personal loan in Trivandrum, depending on their repayment capacity, existing liabilities, and lender-specific eligibility criteria.
A personal loan in Trivandrum is typically approved within 24 hours if all documents are in order. Instant approvals may be available for pre-approved customers, ensuring quick disbursal.
The minimum income requirement varies by lender. However, salaried applicants usually need a monthly income of at least Rs. 25,001, while self-employed individuals must show stable earnings.
You can calculate your EMI using the personal loan EMI calculator. Enter your loan amount, tenure, and interest rate to get an instant estimate of your monthly instalments.
