Personal Loan in Kozhikode

Kozhikode, a bustling city in Kerala, is home to a diverse population with varying financial needs. Whether you are planning a wedding, consolidating debt, or covering unexpected medical expenses, a personal loan can be a reliable financial solution. Bajaj Finance Limited offers a seamless personal loan experience in Kozhikode, designed to address your financial requirements with minimal hassle.

✅Check your pre-approved loan offer in Kozhikode with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Flexible loan amounts

Borrowers in Kozhikode can choose from a flexible range of loan amounts of up to Rs. 55 lakh based on their financial requirements. This adaptability allows residents to address various needs, such as education, medical expenses, or home improvement.

Quick approval and disbursal

Bajaj Finance is known for its swift loan application process. Once the application, along with the necessary documents, is submitted, the approval and disbursal are expedited, ensuring timely financial assistance for the residents of Kozhikode.

No collateral required

Bajaj Finserv Personal Loans in Kozhikode do not require any collateral. This unsecured nature makes it accessible to individuals without the need to pledge valuable assets, ensuring a hassle-free borrowing experience.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kozhikode with just your phone number and OTP – no need to visit the branch.

Minimal documentation

The personal loan application process with Bajaj Finance is streamlined with minimal documentation. This reduces the paperwork and enhances the convenience for borrowers in Kozhikode.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried
   

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.