Instant Personal Loan in Jaipur
Jaipur, the Pink City, is not only famous for its rich historical and architectural heritage but also for its vibrant economy, including industries like textiles, jewellery, and IT. Whether it's for education, medical emergencies, or major purchases, a personal loan in Jaipur from Bajaj Finserv can help you cover all your financial needs. As a trusted personal loan company in Jaipur, Bajaj Finserv offers attractive interest rates and flexible repayment options. You can easily apply for a personal loan in Jaipur by visiting one of our four branches across the city or applying online for quick approval.
Features and benefits of personal loan in Jaipur
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Funds in 24 hours*
The personal loan approved for you reaches your account within 24 hours*.
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Account management online
Access all loan-related details through our customer portal - My Account.
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Funds up to Rs. 55 lakh
Use a personal loan eligibility calculator to find out how much you are qualified to borrow within an upper limit of Rs. 55 lakh.
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Approvals within 5 minutes
Wait for just 5 minutes to get approval on your loan application.
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Exciting offers
Find out what pre-approved offers are available to you by providing your name and contact number.
Pick a convenient tenor of up to 96 months by checking your repayment capacity with the help of the online Bajaj Finserv EMI Calculator. Fill the online application form and check its status on our customer portal-My Account.
Types of Personal Loan in Jaipur
Bajaj Finserv offers various types of personal loans in Jaipur to suit different financial needs. Whether you’re planning a vacation or managing an emergency, there’s a loan for everyone:
- A personal loan for travel helps cover your travel expenses without putting a strain on your savings.
- Plan your dream wedding with a personal loan for wedding to handle all wedding-related costs.
- A personal loan for higher education can help you fund your tuition fees, study materials, or accommodation.
- In case of unforeseen medical emergencies, a personal loan for medical emergency ensures timely access to healthcare.
- A personal loan for home expenses is ideal for renovations or home-related expenditures.
Uses of Personal Loan in Jaipur
A personal loan in Jaipur can be used for a variety of purposes, offering flexibility and convenience. Here are some common uses:
- Medical Expenses: Cover unforeseen medical costs, including hospital bills and treatment fees.
- Home Renovation: Fund your home improvement projects like kitchen remodeling or painting.
- Wedding Expenses: Manage the costs of a grand wedding without stress.
- Travel: Plan your dream vacation with a personal loan for travel to cover flights, accommodation, and activities.
- Education: Use the loan to pay for tuition fees or study abroad with a personal loan for higher education.
Whatever your need, Bajaj Finserv offers a quick, hassle-free way to access funds and manage your financial goals.
Eligibility criteria to get a loan in Jaipur
Besides meeting the following eligibility criteria, you can also improve your chances of credit approval by using Bajaj Finserv’s personal loan eligibility calculator.
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Nationality
Indian, resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Minimum salary requirement is Rs. 28,000 per month. Refer to our eligibility page for other details
As Bajaj Finserv offers collateral-free personal loans, you must have limited financial obligations to qualify for the credit easily. This also strengthens your repayment capability. Get personalised features and benefits at comparatively low rates of interest.
Documents Required to Apply for a Personal Loan in Jaipur
To apply for a personal loan in Jaipur with Bajaj Finserv, you’ll need to provide the following documents required for personal loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Fees and charges
Know our personal loan fees and interest charges to evaluate your total monetary outflow and loan cost.
How to Apply for a Personal Loan in Jaipur, Rajasthan?
Step-by-step guide to apply for a personal loan
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
For a seamless experience, you can apply for personal loan online.
Our Personal Loan branches in Jaipur
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Frequently asked questions
By logging into our customer portal - My Account, you can view loan details, get interest certificates, make payments, download statements, edit information and more.
The online loan account is accessible 24x7. Stay informed about all loan details always.
If you are an existing customer of Bajaj Finserv, you can avail of pre-approved offers. Such offers simplify the process of taking loans and save time. To check your pre-approved offers online, you need to provide only your name and contact number.
Besides interest rates, a personal loan incurs additional charges, including a processing fee, secure fee, penal interest, statement charges, etc.
Key factors include your credit score, monthly income, loan amount, interest rates, and repayment ability.
The minimum income required typically starts from ₹15,000 per month.
The maximum tenure for a personal loan in Jaipur is generally 96 months.
Loan amounts typically range from Rs. 55 lakh to Rs. 55 lakh, depending on eligibility.
