Instant personal loan in Vadodara
Vadodara, also known as the Cultural Capital of Gujarat, is renowned for its rich heritage, including the iconic Lakshmi Vilas Palace. The city is also a major industrial center, hosting large-scale companies like Reliance Industries, L&T, and Indian Oil Corporation. It contributes significantly to India’s power sector with over 35% of the country’s equipment manufacturing and engineering industries based here, supported by 800 ancillary units.
Bajaj Finance offers personal loans in Vadodara to cater to various financial needs, whether big or small. With flexible repayment options of up to 96 months and no end-use restrictions, these loans are tailored for your convenience. Manage your account online and calculate EMIs with the Bajaj Finserv EMI Calculator.
Features and benefits of personal loan in Vadodara
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Easy access to loan account
Check your loan account 24x7 through our online account facility. A personal loan in Ahmedabad also offers similar benefits.
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Online application
No more travelling to the branch. Easily apply for a collateral-free loan online from anywhere.
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Funds within 24 hours*
Receive the money within 24 hours* and use it to cover medical or any other emergencies effortlessly.
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Lucrative offers
Bajaj Finserv offers personalised offers to existing customers.
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Loan up to Rs. 55 lakh
Seek funds up to Rs. 55 lakh lakh and meet all big-ticket expenses without any restriction on use.
Baroda has many large-scale industries, including Reliance Industries Limited, Indian Oil Corporation, Oil and Natural Gas Corporation, L&T, Linde Engineering India, Gujarat State Fertilizers & Chemicals, Gas Authority of India Limited, etc. More than 35% of the equipment manufacturing and engineering industries of India’s power sector are present in Vadodara. These big players receive support from close to 800 ancillaries.
Bajaj Finserv covers your multiple requirements with flexible personal loans in Baroda. You can use the funds for various purposes without any end-use restriction. Consider your financial plans and repayment ability when selecting an appropriate repayment tenor of up to 96 months months.
Use our Bajaj Finserv EMI Calculator to determine your monthly EMIs, total interest payable and loan cost. Manage your loan account online 24x7.
*Conditions apply
Uses of personal loan in Vadodara
Personal loans in Vadodara offer a versatile financial solution to meet diverse needs. Here are some popular purposes:
- Travel expenses: Finance your dream vacation with ease using a personal loan for travel.
- Wedding Costs: Make your special day unforgettable by covering all marriage expenses using personal loan for wedding.
- Higher education: Achieve academic goals affordably with a personal loan for education.
- Medical emergencies: Address unexpected medical costs swiftly with a personal loan for medical emergency.
- Home improvement: Manage renovations or household expenses conveniently with a personal loan for home expenses.
These loans feature competitive interest rates, quick approvals, and flexible repayment terms, ensuring a hassle-free borrowing experience.
Eligibility criteria for Personal Loan in Vadodara
Use the personal loan eligibility calculator to determine the maximum loan amount you qualify for. Bajaj Finserv offers personal loans in Vadodara with simple eligibility criteria and an easy online application process for quick approval.
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Nationality
Indian, resident of India
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Employment
Must be a salaried employee at a reputed MNC or a private/ public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Refer to our city list for minimum salary requirements
Bajaj Finserv makes personal loans in Baroda easily accessible through its simple eligibility criteria. Apply online using our application form and get instant loan approval.
Documents required for personal loan in Vadodara
The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
*You should be 80 years** or younger, at the end of the loan tenure.
Fees and charges for personal loan in Vadodara
Know the personal loan interest rates along with associated charges before applying for a loan.
How to apply for a personal loan in Vadodara?
Applying for a personal loan with a reliable personal loan finance company in Vadodara is a straightforward process. Follow these steps to get started:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Frequently asked questions
Individuals aged 21 years– 80 years* with a stable income, good credit score, and necessary documents can apply for a personal loan in Vadodara.
You can avail of up to Rs. 55 lakh, depending on your income, credit profile, and lender's criteria.
- Use the EMI Calculator to estimate your monthly payments by entering the loan amount, tenure, and interest rate.
