Loan for Women
Empowering women to achieve their aspirations, a personal loan for women is designed to meet various financial needs such as travel, weddings, higher education, or other expenses. Offering loan amounts of up to Rs. 55 lakh with competitive interest rates and flexible repayment terms of up to 8 years, this loan ensures convenience and financial independence.
Salaried women can easily qualify for a women personal loan with simple eligibility criteria and minimal documentation. The application process is completely online, with approvals in just 5 minutes and funds credited to your account within 24 hours after verification. This ladies loan ensures quick and seamless access to funds for all your financial needs.
Features and benefits of personal loan for women
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Ample funding up to Rs. 55 lakh
Avail of high-value loans tailored for working women against simple personal loan eligibility criteria.
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No collateral required
Avoid the hassle of identifying and pledging an asset you own to apply for our personal loan for women.
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Approval in 5 minutes*
Apply online and get a Bajaj Finserv Personal Loan approved within minutes.
*Terms and conditions apply.
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Same-day disbursal*
Get money in the bank in 24 hours* after your application is approved and verified.
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Easy repayment
Repay your loan conveniently over a term that stretches up to 96 months with our personal loan for women.
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Smaller EMIs
Use the Flexi interest-only personal loan facility to lower your EMIs. Also, use our personal loan EMI calculator to estimate your monthly EMIs in advance.
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100% transparency
Understand the terms and conditions and be assured of zero hidden charges.
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Minimal documentation
Submit a few documents required for personal loan with your application to get your loan for women disbursed quickly.
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Digital loan account
Pay your EMIs and keep track of future payments with our customer portal – My Account.
We provide a Flexi interest-only facility on our personal loan for women, allowing you to reduce your EMIs significantly. With this feature, you pay only the interest component for a portion of the tenor and repay the principal later. Learn more about the applicable interest rate and how it impacts your repayment schedule.
Managing a personal loan online is simple with the Experia customer portal or Bajaj Finserv Experia app. These tools let you access your digital loan account to pay EMIs, part-prepay your loan, download e-statements, and more. Designed for convenience, the platform is ideal for managing a personal loan for working women, offering complete control over your financial journey.
Eligibility criteria for personal loan for women
Understanding the personal loan eligibility criteria is essential for women seeking quick access to funds. To apply for a personal loan for ladies, salaried individuals must meet simple requirements like minimum age, income, and employment stability. These flexible criteria ensure that women can avail loans tailored to their financial needs. For more details, explore our personal loan eligibility criteria.
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Indian
Nationality
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Age
21 years to 80 years*
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Salaried, employed with an MNC, public or private company
Employment
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CIBIL score
685 or higher
Documents required for personal loan for women
Having the right paperwork ready ensures a hassle-free application process for a personal loan for women. Commonly, the documents required for personal loan include identity proof, address proof, income proof, and employment details. These minimal requirements simplify the process, ensuring quick approval.
Personal loan interest rate for Women
We promise women applicants 100% transparency and no hidden charges. The women loan comes with interest rates starting at 10% and processing fees up to 3.93% of the loan amount. See the applicable fees, charges, and interest rates on personal loans for women in India. Use our interest calculator to easily determine your monthly payments and loan affordability.
How to apply for a personal loan for Women online?
Applying for a loan for women with Bajaj Finserv is a quick and hassle-free process. Follow these steps to get started:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents
Why choose Bajaj Finance for personal loan for Women?
Bajaj Finance offers tailored personal loans for women to meet diverse financial needs with ease and flexibility. Here’s why it stands out:
- High loan amount: Avail up to Rs. 55 lakh for various expenses.
- Competitive interest rates: Affordable rates to keep EMIs manageable.
- Flexible repayment tenure: Choose a tenure of up to 8 years for convenient repayment.
- Quick disbursal: Get funds credited to your account within 24 hours.Minimal documentation: Simple paperwork for hassle-free approval.
Frequently asked questions
A personal loan for women is a credit facility offered by financial institutions to help women borrowers. These loans are unsecured which means they do not require any collateral while availing of a loan. With a Bajaj Finserv Personal Loan, you can get financing of up to Rs. 55 lakh for a tenure of up to 96 months.
With Bajaj Finance Limited, you can repay your personal loan for women over convenient loan tenures ranging from 6 months to 96 months.
Visit the personal loan page on the Bajaj Finserv website and select ‘APPLY’ to start the application process for loans for women. Enter your basic personal information and then confirm the OTP sent to your phone. Complete the application with your basic information and select ‘PROCEED’. Then, input the desired loan amount. Complete your KYC requirements and submit your loan application.
Personal loans for women can be used for various expenses both planned and unplanned. From paying unexpected medical bills, planning your wedding expenses, and renovating your home to funding your higher education costs can be managed with the higher personal loan amount.
With Bajaj Finance Limited, borrowers can get funds for personal loans for women within a day of approval.
Opting for a Bajaj Finserv Personal Loan offers several advantages, such as competitive interest rates, swift approval, and disbursal, minimal documentation, flexible repayment tenures, and the convenience of online application. Moreover, Bajaj Finserv provides pre-approved offers, enhancing the loan application process for eligible customers.
The minimum income requirement varies based on the applicant's location and job type. Generally, salaried women should have a monthly income of at least Rs. 20,000.
Bajaj Finance approves personal loan applications for women within 5 minutes of applying online, with quick disbursal of funds within 24 hours* after verification.
Yes, housewives can avail a personal loan through Bajaj Finance by meeting specific eligibility criteria, including co-applying with an earning spouse or providing additional documentation.
