Instant personal loan in Varanasi
Varanasi, also known as Benaras or Kashi, is a significant cultural and religious hub in Uttar Pradesh. Located on the banks of the Ganges, the city is famous for its historic ghats, temples, and vibrant traditions. Besides tourism, Varanasi thrives on industries such as silk weaving, muslin production, ivory works, and metal manufacturing.
If you need instant funds in Varanasi, Bajaj Finserv offers a hassle-free personal loan in Varanasi to cater to various financial needs. As a reputed finance company in Varanasi, Bajaj Finserv provides quick loan approvals with minimal documentation. Apply online, meet the eligibility criteria, and get funds instantly to manage your expenses with ease.
Features of personal loan in Varanasi
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You do not have to pledge any collateral or asset to get instant funds from Bajaj Finserv.
No collateral required
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A high sum of Rs. 55 lakh
Qualify for a principal up to Rs. 55 lakh with minimal documentation and simple eligibility.
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Online account management
Access to our customer portal - Experia and manage the loan account online without any hassle.
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Transparency
We offer personal loans with 100% transparent terms and conditions. No requirement to bear any hidden cost.
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Flexibility
Pay almost 45%* lower EMIs with our Flexi loan facility. Save considerably on interest payment.
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Tenor options
Use an online personal loan calculator and choose a convenient tenor ranging from 12 months to 96 months.
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Submit only a few essential documents to gain eligibility for an instant personal loan.
Minimum documents required
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Money in 24 hours*
Once the verification is done, the money reaches the account within 24 hours* of approval.
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Instant approval
Meet the eligibility and apply for the fastest credit, Bajaj Finserv Personal Loan. Utilise the funds for any emergency.
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Pre-approved offers
Enjoy personalised offers with a pre-approved personal loan offer. Check personal loan eligibility before applying.
Eligibility criteria for instant personal loan in Varanasi
To avail of a personal loan in Varanasi, you must meet specific eligibility criteria, including age, income, and employment status. Additionally, submit the necessary documents for quick approval. Use the personal loan eligibility calculator for a faster estimation and hassle-free application process.
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Nationality
Indian
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Employment
Must be a salaried employee at a reputed MNC or a private/public limited company
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Credit score
Above 685
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Age
Between 21 years to 80 years*
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Income
Refer to our city list for minimum salary requirements
Documents required to get personal loan in Varanasi
To ensure a smooth application process, applicants must submit essential documents for verification. Providing the right paperwork helps in quick approval. Check the complete list of documents required for a personal loan below:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
*You should be 80 years* or younger, at the end of the loan tenure.
Wide range of personal loans offered by Bajaj Finance
Bajaj Finserv provides a variety of personal loans tailored to different financial needs. Whether you need funds for travel, education, medical emergencies, or home expenses, Bajaj Finserv offers flexible repayment options and attractive interest rates.
Types of personal loans available:
- Travel expenses – Cover your trip costs effortlessly with a travel loan.
- Marriage expenses – Plan your wedding without financial stress with a marriage loan.
- Higher education – Finance tuition fees and other costs with a personal loan for higher education.
- Medical emergencies – Get instant funds for treatment with a medical loan.
- Home expenses – Renovate or furnish your house with a personal loan for home expenses.
Apply online and get funds instantly with minimal documentation.
How to apply for a personal loan in Varanasi
To apply for a personal loan in Varanasi, follow these simple steps for a hassle-free process:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.
Interest rates and charges
We offer the most affordable personal loan interest rates and nominal charges. You can apply online to avail of the funds.
Our Personal Loan branches in Varanasi
Frequently asked questions
A low CIBIL score reduces loan approval chances, but applying with a co-applicant, choosing a lower amount, or improving your score can help secure a loan.
Yes, lenders offer loans to individuals with low income, provided they meet eligibility criteria, have a stable job, and maintain a good repayment history. However, loan approval differs from lender to lender and depends on specific terms and conditions.
Personal loans can be approved within minutes, and funds are disbursed within 24 hours if all eligibility criteria are met and documents are submitted.
The minimum income requirement varies by lender, but salaried applicants typically need a monthly income of at least Rs. 25,001.
No, some minimal paperwork is required, such as identity proof, address proof, and income proof.
Use the Personal Loan EMI Calculator to estimate your monthly instalments by entering the loan amount, interest rate, and tenure.
