Bajaj Finserv in your city
Rajkot sits within the Saurashtra region of Gujarat. Its booming economy comprises small and large-scale industries along with the real estate sector. Avail of a personal loan in Rajkot against no collateral from Bajaj Finserv, a leading personal loan company in Rajkot. Currently, we have 2 branches in the city. Visit us or complete the application process online.
Features of personal loan in Rajkot
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Online account access
Log in to our customer portal - My Account, to access information related to your loan.
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Funds up to Rs. 55 lakh
Qualified borrowers can seek personal loans in Rajkot of up to Rs. 55 lakh.
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Pre-approved offers
Check your pre-approved offers online with your name and contact details only.
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Quick approval
Get instant approval on your personal loan and meet emergencies without worries.
Rajkot, a city renowned for its achievements in housing, transport, law and order, and economic growth, is home to a diverse range of industries, from manufacturing to software development. For residents of Rajkot facing financial needs, Bajaj Finserv offers a trusted personal loan service in Rajkot. With loan amounts of up to Rs. 55 lakh and flexible tenures of up to 96 months, it provides a seamless solution to meet personal and financial goals. To explore more, apply for a personal loan today.
Be assured of zero risk factors as no collateral is needed against the loan. Get the loan based on some pre-set criteria. To proceed now, apply online for instant approval.
*Conditions apply
Eligibility criteria for Instant Personal loan in Rajkot
Learn about the eligibility criteria that every borrower must meet to apply for a loan. This ensures a smooth and hassle-free borrowing experience tailored to your financial profile.
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Age bracket
21 years to 80 years*
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Indian resident
Citizenship
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CIBIL score
685+
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Salaried at a public/private firm or an MNC
Job status
Bajaj Finserv, as a trusted NBFC, ensures that finance is easily accessible to borrowers. Once you meet the above criteria, use our Bajaj Finserv Eligibility Calculator. The online tool displays the maximum loan amount you can avail of per your eligibility.
Documents Required to Apply for a Personal Loan in Rajkot
Once you meet the eligibility criteria, you’ll need to provide a few essential documents to complete your personal loan application. The required personal loan documents typically include:
- Identity Proof: Valid government-issued ID like Aadhaar card, PAN card, or passport.
- Address Proof: Documents such as utility bills or ration card.
- Income Proof: Recent salary slips, bank statements, or income tax returns.
- Photographs: Passport-sized photos as per the lender’s requirements.
- Bank Statements: Last 3-6 months of bank account statements for income verification.
For a detailed list of all necessary documents, visit personal loan documents and ensure a smooth application process.
Interest rate and charges on Personal loan in Rajkot
Bajaj Finserv assures to lend money at attractive personal loan interest rates. Evaluate the cost of loan by considering all associated fees as well.
How to apply for a Personal loan in Rajkot, Gujarat
Applying for a personal loan in Rajkot is a straightforward process when you choose a reliable personal loan company in Rajkot like Bajaj Finserv. Follow these simple steps to apply:
- Step 1: Visit the official website or branch of Bajaj Finserv in Rajkot.
- Step 2: Fill out the online application form or connect with a loan advisor at the branch.
- Step 3: Submit the required personal loan documents such as identity proof, address proof, and income proof.
- Step 4: Wait for loan approval, which is usually quick and hassle-free.
- Step 5: Once approved, sign the loan agreement, and the funds will be disbursed to your account.
Experience a smooth and transparent process with a trusted personal loan provider in Rajkot.
Frequently asked questions
Yes, you can certainly enjoy tax benefits on personal loans under the IT Act of India.
Apply for a personal loan whenever you require additional financing. For instance for a wedding, big commodity purchases, higher education, travel, home renovation, etc. Also, make sure your repayment capability is strong enough to avoid defaults.
Loan EMIs depend on the total amount availed and your preferred tenor. If you select a longer tenor, the EMIs will be smaller. For a shorter tenor, the EMIs will increase. Check with the Bajaj Finserv EMI Calculator instantly without any manual calculation.
The effect on CIBIL score from personal loans shall depend on your financial behaviour. Pay the EMI on time to increase your score and vice versa.
Anyone with a stable income, a good credit score, and the necessary personal loan documents can avail of a personal loan in Rajkot, including salaried professionals and self-employed individuals.
