Personal loan in Faridabad: EMI Starts @ Rs. 1104/Lakh, 3 Mins Approval

Bajaj Finserv in your city

Faridabad is the largest city of Haryana and is a part of Delhi NCR. This city is famous for henna production. It is also a large-scale manufacturer of motorcycles, tractors, switch gears, shoes, and tyres.

Apply online for a personal loan in Faridabad and manage finances better. Meet the eligibility criteria and submit the documents to get instant approval. Explore its unique features.

Fastest approval

After eligibility and document verification, the approval takes only a few minutes.
Manage account online

Access your loan account through our customer portal – Experia. Monitor the necessary details with ease.
Money in 24 hours*

We offer the fastest personal loan in India. Get the money in the account within 24 hours*.
High sum up to Rs. 55 lakh

Avail of up to Rs. 55 lakh against simple eligibility criteria. Use the personal loan EMI calculator for better planning.
Flexi facility

Pay lower EMIs up to 45%* with our Flexi interest-only loan. Borrow and prepay as and when convenient.
Pre-approved offers

Check pre-approved offers by submitting your name and contact number online within seconds.

Faridabad is a fast-growing city in Haryana. This city is located near Delhi and makes a part of the National Capital Region (NCR). Hence, this place is developing gradually. Vehicle manufacturing and electronics are some of the major sources of income.

If you are looking for the best means to obtain funds in Faridabad, consider Bajaj Finserv Personal Loan. This collateral-free loan helps in addressing any financial requirement with ease. Finance higher education, wedding, home renovation, and debt consolidation, among others, using a personal loan from us. Apply online to know the benefits of this loan.

*Conditions apply

Our Personal Loan branches in Faridabad

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Check the online interest calculator to find accurate repayment details based on the latest personal loan interest rate. It helps you plan better and choose the best loan option.

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 - Rs. 1,200 per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Pre-payment charges	Full Prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Method of recovery of "Broken Period Interest/Pre monthly instalment Interest" would be as follows: EMI Date : 2nd Scenario 1: If Loan is disbursed on 1st or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 3rd and 10th of the month: First instalment will consist of interest for actual number of days EMI Date : 7th Scenario 1: If Loan is disbursed on 1st to 6th or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 7th and 10th of the month: First instalment will consist of interest for actual number of day

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

How to apply for a Personal loan in Bangalore, Karnataka?

Step-by-step guide to apply for a personal loan

Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
Enter your 10-digit mobile number and the OTP sent to your phone.
Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
Now, click on PROCEED’ to visit the loan selection page.
Enter the loan amount that you need.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents

Conclusion

In conclusion, a personal loan in Bangalore is a convenient and flexible financial solution for various needs. Whether you need funds for education, medical expenses, or home renovations, there are options available to suit your requirements. Even if you have a low credit score, you can still avail of a personal loan for low CIBIL score in Bangalore. By meeting the eligibility criteria and providing the necessary documents, you can secure a loan with ease.