Bajaj Finserv in Mizoram
Mizoram is the southernmost landlocked state of northeast India that houses the highest concentration of tribal people in the country. Currently, the state has flourishing bamboo products and horticulture industry.
Approach Bajaj Finserv if you are looking for a feature-rich personal loan in Mizoram. We have a dedicated branch for assisting with loan applications. However, borrowers can apply online for faster and convenient processing.
Features of personal loans in Mizoram
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Online account management
Track your EMI due dates, upcoming payments, outstanding balance, tenor remaining, etc., through our customer portal – Experia.
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High-value financing
Address all your bigger financing needs with up to Rs. 55 lakh. Check your personal loan eligibility before applying.
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No collateral
A personal loan in Mizoram is accessible without any collateral. Enjoy a risk-free loan with Bajaj Finserv.
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Funds in the account within 24 hours*
Once approved, the entire loan amount reaches your bank account within 24 hours*.
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Quick loan approval
Submit the duly-filled online loan application form to receive instant approval from Bajaj Finserv.
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Minimal documentation
No lengthy documentation. Complete the loan process with a few documents only.
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Easy repayment tenor
Reduce your chances of default with tenors of up to 96 months. Calculate using our online EMI calculator.
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Flexible options
With Flexi loans, borrow multiple times from the sanctioned fund and pay interest only on the withdrawn amount.
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Transparency
Trusted financers like Bajaj Finserv ensure transparency with no hidden charges on a personal loan.
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Pre-approved offers
If you are an existing customer, go through the simplified and faster loan processing with pre-approved offers.
As per the Forest Survey of India 2011, Mizoram has the 3rd highest forest cover of 90.68%. Around 44% of its area is contributed to bamboo bearing. In fact, the state is mostly dependent on agriculture and cultivates rice as the primary crop. The other categories include fruits, spices and condiments.
To enhance the financial capability of residents, Bajaj Finserv offers personal loans in Mizoram. Eligible borrowers can avail of lower rates of interest and address their various monetary purposes affordably. Visit our branch for more information or opt for the online form for hassle-free application to apply for an instant personal loan in Mizoram.
*Conditions apply
Eligibility criteria for Instant Personal Loan in Mizoram
Below are the eligibility criteria every loan applicant needs to fulfil.
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Credit score
Above 685
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Minimum salary
It depends on your city of residence
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Indian
Citizenship
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Employment
Salaried at a private/ public company or an MNC
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Age bracket
Between 21 years to 80 years*
You must improve your eligibility by paying off existing debts and reducing your financial obligations. Bajaj Finserv offers flexible terms and conditions for qualified borrowers. Enjoy the best features and benefits with us.
Interest rates and charges
Ensure to know the processing fees and other charges, apart from personal loan interest rates.
Frequently asked questions
It’s easy. Check the eligibility criteria for personal loans in Mizoram or know your maximum loan amount using the Bajaj Finserv Eligibility Calculator.
Online loan applications save time and effort significantly as you complete the process with a few clicks only. Moreover, you need not visit any branch and wait for long hours. The documents required are also minimal.
Following are the factors every borrower must consider before taking a loan:
- Repayment capability
- Financial obligations
- Processing fees
- Credit profile
- Existing loans
The Flexi loan facility allows you to lower your EMIs by up to 45%*. Interest is charged on the withdrawn fund only from the sanctioned limit.
Securing an instant personal loan in Mizoram with a low credit score is challenging, as lenders often prefer applicants with good credit. However, some lenders provide instant personal loans to individuals with a poor credit score but charge higher interest rates. A CIBIL Score of 685 and higher is required to get a Bajaj Finance Personal Loan.
Interest rates on instant personal loans in Mizoram vary based on factors such as the lender, your creditworthiness, loan amount, and repayment tenure. Bajaj Finance Limited offers personal loans with competitive interest rates starting at 10% p.a.
Bajaj Finance Limited offers personal loans of up to Rs. 55 lakh, which can be repaid over a flexible tenure ranging from 12 months to 96 months.
The ideal credit score to get an instant personal loan in Mizoram can differ from lender to lender. A CIBIL Score of 685 and above is required to get a Bajaj Finance Personal Loan.
