What makes Bajaj Finserv one of the most preferred lenders in Pune?

Bajaj Finserv is one of the most preferred private lenders for personal loans in Pune for the following reasons: High-value loans of up to Rs. 55 lakh Easy-to-meet eligibility criteria Minimal documentation Quick approval in 5 minutes Money credited to your account within 24 hours* No security or collateral needed Flexi loan facility for reduced EMIs by up to 45%* Flexible repayment tenor of up to 96 months Free online tools for informed decision-making Online account management 24x7

How can I apply for a personal loan in Pune online?

Meet our eligibility criteria get a lower personal loan interest rate . To apply online, follow the steps below: Fill up the online application form with accurate details Choose a suitable loan amount and tenor Hand over the essential documents to the representatives Receive the approved amount in your account

What are the basic requirements to get your personal loan in Pune approved?

If you have a pre-approved Insta Personal Loan offer, then there is no need to check for approvals. For our regular personal loan in Pune, you have to fulfil certain eligibility criteria. Nationality: Indian Age: 21 years to 80 years*. Employed with: Public, private, or MNC. CIBIL Score: 685 or higher. Monthly salary: Starting Rs. 25,001, based on the city you live in. You also need to submit certain documents along with your application. To know more, click here.

How do I avail a personal loan service in Pune?

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan: Visit the personal loan page and click on ‘APPLY’ Enter your 10-digit mobile number and OTP Fill in the application form with your basic details and ‘PROCEED’ Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Complete your KYC and submit your application

Apply for Instant Personal Loan in Pune | Low Interest Rate

Get personal loan in Pune city

Formerly known as Poona, Pune is Maharashtra’s 2nd largest metropolitan city and a major IT hub in India. The city is also considered a key centre for automobiles and manufacturing in India.

Seek an instant personal loan in Pune from Bajaj Finserv to meet diverse monetary needs. We have 15 branches across the city.

For quick approval, apply online.

Loan within 24 hours*

Money is credited to your bank account within 24 hours* of approval, so you can start utilising the funds immediately to address emergencies.
Flexible tenors

Tenors of up to 96 months ensure flexibility and ease of repayment. Choose wisely and check beforehand using an online EMI calculator.
Easy eligibility criteria and documents

Learn about the loan eligibility and document requirement. Qualify for credit easily.
Quick loan approval

Address your immediate monetary needs with instant approval on your online application.
Higher loan amount

Borrowers can apply for an Insta Personal Loan of up to Rs. 12,76,500 or a regular personal loan in Pune of up to Rs. 55 lakh. Meet the required eligibility criteria to get the amount you seek.

Pune is where the first indigenously run girls’ school of India was established by Savitribai and Jyotirao Phule. Pune is called the Oxford of India owing to the numerous education institutions spanning the city. Besides domestic students, close to half of India’s international students are in Pune. Education, along with information technology and manufacturing, drive the local economy.

Bajaj Finserv brings personalised loans in Pune that are risk-free and flexible. Select a tenor of up to 96 months that best suits your financial situation and repayment ability. For added flexibility, opt for Flexi loans, which allow repayment at your convenience. Pay the outstanding either with surplus funds or at the tenor’s end. Apply via our online form to get an instant personal loan in Pune.

*Conditions apply

How to calculate personal loan interest rate in Pune?

You cannot calculate the interest rate, since it is a number decided by the lender. You can use our personal loan EMI calculator to calculate the EMI, based on the tenure, interest rate, and amount. It uses the formula:

E = P*r*(1+r)^n/((1+r)^n-1) where,

E is EMI
P is the principal loan amount,
r is the rate of interest calculated monthly, and
n is the tenure/ duration in months

For example, you have applied for a Bajaj Finserv Personal Loan of Rs. 1 lakh at an interest rate of 14% p.a. for a tenure of 2 years. Your EMI will be 4801.

Check the online interest calculator to find accurate repayment details based on the latest personal loan interest rate. It helps you plan better and choose the best loan option.

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 - Rs. 1,200 per bounce. “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Pre-payment charges	Full Prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Method of recovery of "Broken Period Interest/Pre monthly instalment Interest" would be as follows: EMI Date : 2nd Scenario 1: If Loan is disbursed on 1st or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 3rd and 10th of the month: First instalment will consist of interest for actual number of days EMI Date : 7th Scenario 1: If Loan is disbursed on 1st to 6th or post 10th of the month: For Term Loan: BPI amount will be capitalised, i.e added to Principal amount on Due date / Deducted from disbursement For Flexi Loans: BPI amount will be capitalised, i.e added to Principal amount on Due date / Added to first instalment Scenario 2: If Loan is disbursed between 7th and 10th of the month: First instalment will consist of interest for actual number of day

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

How to apply for a Personal loan in Bangalore, Karnataka?

Step-by-step guide to apply for a personal loan

Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
Enter your 10-digit mobile number and the OTP sent to your phone.
Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
Now, click on PROCEED’ to visit the loan selection page.
Enter the loan amount that you need.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents

Conclusion

In conclusion, a personal loan in Bangalore is a convenient and flexible financial solution for various needs. Whether you need funds for education, medical expenses, or home renovations, there are options available to suit your requirements. Even if you have a low credit score, you can still avail of a personal loan for low CIBIL score in Bangalore. By meeting the eligibility criteria and providing the necessary documents, you can secure a loan with ease.

Frequently asked questions

You can reach Bajaj Finserv in Pune on the customer care number 020 – 3957 5152. For more convenience, you can easily access all the information online.

Bajaj Finserv is one of the most preferred private lenders for personal loans in Pune for the following reasons:

High-value loans of up to Rs. 55 lakh
Easy-to-meet eligibility criteria
Minimal documentation
Quick approval in 5 minutes
Money credited to your account within 24 hours*
No security or collateral needed
Flexi loan facility for reduced EMIs by up to 45%*
Flexible repayment tenor of up to 96 months
Free online tools for informed decision-making
Online account management 24x7

The documents required to submit for personal loans in Pune are salary slips of the previous 2 months, the last 3 years’ bank account statements, your employee ID card, KYC documents and a photograph.

Meet our eligibility criteria get a lower personal loan interest rate. To apply online, follow the steps below:

Fill up the online application form with accurate details
Choose a suitable loan amount and tenor
Hand over the essential documents to the representatives
Receive the approved amount in your account

If you have a pre-approved Insta Personal Loan offer, then there is no need to check for approvals. For our regular personal loan in Pune, you have to fulfil certain eligibility criteria.

Nationality: Indian
Age: 21 years to 80 years*.
Employed with: Public, private, or MNC.
CIBIL Score: 685 or higher.
Monthly salary: Starting Rs. 25,001, based on the city you live in.

You also need to submit certain documents along with your application. To know more, click here.

Our personal loans do not require any collateral such as gold ornaments or property. If you are looking for an instant loan in Pune, our personal loan is a great option.

The minimum salary to get our instant personal loan is Rs. 25,001.

You can opt for a Bajaj Finance Insta Personal Loan to take care of your urgent expenses. With an Insta Personal Loan, you can expect the funds to be disbursed within 30 minutes* to 4 hours.

You can apply for our loan even if you get your salary in cash.

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan:

Visit the personal loan page and click on ‘APPLY’
Enter your 10-digit mobile number and OTP
Fill in the application form with your basic details and ‘PROCEED’
Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid
Complete your KYC and submit your application

The interest rates for personal loans vary from lender to lender. Bajaj Finance Personal Loan is offered with interest rates ranging from 10% to 31% p.a.

You can use the Bajaj Finserv app to get a personal loan in Pune from the comfort of your home.