How to Check my CIBIL Score on Mobile?

How to Check my CIBIL Score on Mobile?

Check your CIBIL Score easily on mobile, anytime, anywhere.

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In today's fast-paced world, managing your financial health on the go has become a necessity. Your CIBIL Score is a crucial component of your financial profile, impacting your ability to secure loans and credit cards. Fortunately, checking your CIBIL Score on your mobile device is both convenient and straightforward. To check your CIBIL Score on your mobile device, you can use the official CIBIL website or the CIBIL mobile app. Both methods are user-friendly and designed to provide quick access to your credit score. This guide will walk you through the steps to check your CIBIL Score using your mobile, ensuring you can stay on top of your credit health anytime, anywhere.


Regularly monitoring your CIBIL Score helps you stay informed about your credit health and make timely financial decisions. It also allows you to spot any discrepancies or issues in your credit report, ensuring your financial profile remains accurate and up-to-date. A healthy CIBIL Score shows good creditworthiness, allowing individuals to get approvals and better terms on credit applications such as a personal loan. Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to check the CIBIL Score online?

You can also check your CIBIL Score online for free. Just follow the instructions outlined below:

  1. Visit the official CIBIL website: Start by navigating to the official CIBIL website and selecting 'Get Your Free CIBIL Score'.
  2. Create an account: To proceed, you'll need to create an account. Enter your email address (which will serve as your username) and choose a secure password.
  3. Provide personal details: Fill in your name and select a document type from the dropdown menu. Enter the required details of the document you selected.
  4. Enter additional information: Provide other necessary information such as your date of birth, PIN code, and state. Then, enter your mobile number and click 'Accept and Continue'. Ensure you have your mobile phone with you at this point.
  5. Verify your mobile number: You will receive an OTP (One-Time Password) on your mobile number. Enter the OTP on the website and click 'Continue'.
  6. Device linking: You will be asked if you wish to link the device to your account. Select 'Yes' if you are accessing the CIBIL website from a secure device like your personal laptop or mobile device. If you are using a public or shared device, select 'No'. Then, click 'Continue'.
  7. Confirmation: A message stating 'You have successfully enrolled!' will appear on the screen. You can now access your CIBIL Score by clicking on 'Go to Dashboard'.
  8. Member login: Once your account is created, you can log in anytime by clicking 'Member Login' on the website and entering your credentials to access your dashboard and view your CIBIL Score.

By following these steps, you can easily check your CIBIL Score online using your mobile device. Keeping track of your credit score is a vital part of managing your financial health, and having access to this information at your fingertips can help you stay informed and make better financial decisions.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000