Meerut, located in Uttar Pradesh, is well known for its diverse culture, significant history, and industrial progress. It stands out for its handloom industry, sportswear factories, and its association with historical events related to the Indian independence movement.
In Meerut, gold holds cultural significance, representing prosperity and status. The city has a tradition of adorning gold jewellery during weddings and festivals, displaying detailed craftsmanship that combines traditional and modern styles. Gold in Meerut is not just an object; it holds a special place in the city's cultural heritage.
Gold loan in Meerut
Getting a Gold Loan in Meerut is a popular and straightforward financial choice. These loans are appreciated for their flexibility and simplicity, offering an easy way to access funds without surrendering ownership of valuable jewellery.
So, if you are looking for quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits such as:
- Part-release facility
Utilise our part release facility, you can repay a portion of your loan and retrieve some of your gold jewellery before the completion of your loan duration. - No part-prepayment or foreclosure fee*
Make an early repayment of a portion or settle the entire loan amount without incurring any additional charges. - Transparent evaluation
We employ highly advanced karat meters in all our branches to ensure you receive the maximum value for your gold. - Free insurance for gold
Our free insurance of gold protects your gold jewellery from theft or misplacement while it is under our care. - Convenient repayment options
We provide various ways for you to repay, allowing you to pay interest monthly, bi-monthly, quarterly, half-yearly, or annually, based on what suits you. Keep in mind that the loan's principal amount and any outstanding interest will be due at the time of loan maturity. - Easy application process
Apply for a gold loan online, and when you come to our Gold Loan branch in your city, our representatives will assist you with the application. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
Eligibility criteria and documents required to apply for gold loans in Meerut
Anyone can apply for a gold loan for farming, business needs, medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Meerut
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
Use the Bajaj Finserv Gold Loan Calculator online to figure out your gold loan interest rate and loan term. The calculator is beneficial because it offers accurate loan estimates based on the gold loan rate per gram. It streamlines the process – just enter your gold's weight or desired loan amount, and it instantly gives you an estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Meerut?
Applying for a gold loan with Bajaj Finance is easy, with a simple process and minimal documentation for quick approval. We provide multiple repayment options and transparent terms, ensuring a smooth and customer-focused borrowing experience. This makes Bajaj Finance the preferred choice for obtaining a gold loan in Meerut, especially for those in urgent need of funds.
How to apply for a gold loan in Meerut?
Here is a detailed guide to apply for a gold loan.
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’.
- Submit the OTP to verify your identity.
- Select your state and city to find the branch nearest to you.
- Enter your full name and date of birth as per your PAN.
- Set up your appointment at our branch.
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
