Ghaziabad, a bustling city in the northern Indian state of Uttar Pradesh, is renowned for its rich history and vibrant culture. In recent times, the city has witnessed a growing interest in gold, with many residents considering it a traditional and secure investment. The successful gold market in Ghaziabad reflects the cultural significance of gold in weddings, festivals, and as a symbol of wealth, making it a sought-after commodity among the city's residents.
Gold loan in Ghaziabad
The demand for gold in Ghaziabad has led to an increase in gold loan services, providing residents with a convenient way to unlock the value of their gold assets during financial needs. These gold loan services play a crucial role in supporting the local economy by offering quick and accessible financial solutions to the residents of Ghaziabad.
If you need quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can avail funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can fund all your expenses with great ease. Our gold loan offers several benefits such as:
- Part-release facility
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
We use best-in-class karat meters across all our branches to make sure you get the most value for your gold. - Free insurance of gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please remember that you'll need to repay the initial loan amount and any remaining interest when the loan matures. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have recently opened 60 new branches and are adding more across India in the cities that we operate in.
Eligibility criteria and documents required to apply for gold loans in Ghaziabad
Indian citizens between the ages of 21 years to 70 years can apply for a gold loan for farming, business needs, medical emergency and more, as long as they meet the basic eligibility criteria. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
While a PAN card is not necessary, if you request a gold loan of Rs. 5 lakh or more, you'll be required to provide your PAN card.
Gold loan interest rates and charges in Ghaziabad
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. Our gold loan calculator is a handy tool as it gives you accurate loan estimates depending on the gold loan rate per gram. Using the calculator is easy – just enter your gold's weight or the loan amount you want, and it instantly shows you the maximum loan amount you can get.
Why choose Bajaj Finance to avail a gold loan in Ghaziabad?
Applying for a gold loan with Bajaj Finance is easy and quick, with minimal paperwork and fast approval, making it perfect for those needing funds urgently. We provide additional advantages such as flexible repayment choices and clear terms, ensuring a smooth and customer-friendly borrowing experience. This makes Bajaj Finance the preferred option for obtaining a gold loan in Ghaziabad.
How to apply for a gold loan in Ghaziabad?
Here is a simple guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
