Our gold loan offers several benefits such as:
- Part-release facility
With the gold loan part release facility, you can choose to repay a part of your loan before the end of your loan tenure and release your jewellery in custody.
- No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost.
- Transparent evaluation
We use the most advanced karat metres across all our branches to make sure you get the most value for your gold.
- Free insurance for gold
Our free insurance covers against theft or misplacement of your gold jewellery while it is in our custody.
- Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity.
- Easy application process
Apply for a gold loan online. Our representatives will help you with your application when you visit our Gold Loan branch in your city.
- Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you.
- 800 branches and growing
We have recently opened 60 new branches and are adding more across India. We are also opening new branches in the cities that we operate in.
Eligibility criteria and documents required to apply for gold loans in Bhubaneswar
Anyone can request a gold loan for purposes like home renovation, business, or medical emergencies and more, as long as they meet the basic eligibility criteria. You just need to be an Indian citizen between the ages of 21 years to 70 years. You need to submit any one of the following KYC documents to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Bhubaneswar
With us, you can get a gold loan interest rate starting at just 9.50% per annum. You can stay assured of zero hidden charges with our 100% transparent terms and conditions.
Bajaj Finserv Gold Loan offers a fully transparent borrowing process with no hidden fees, ensuring you have complete clarity on all associated costs. With various repayment options available, you can conveniently pay interest at scheduled intervals and settle the principal amount at the end of the loan tenure. Moreover, monitoring today’s gold rate enables you to apply at the most advantageous time, maximising the loan amount against your pledged gold.
Choosing Bajaj Finserv Gold Loan guarantees a hassle-free experience with swift approvals and minimal documentation. This ensures quick access to funds, helping you address urgent financial requirements without delays.
Know all about our gold loan interest rate and charges before applying.
How to calculate gold loan in Bhubaneswar
The Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the key benefits of using our gold loan calculator is that it provides you with precise loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or desired loan amount, and it provides an immediate estimate of the maximum loan amount available.
Why choose Bajaj Finance to avail a gold loan in Bhubaneswar?
Getting a gold loan with Bajaj Finance is easy – minimal paperwork, quick approval, and perfect for those who need funds fast. With our gold loan, we provide extra benefits like multiple repayment options and clear terms, ensuring a smooth and customer-friendly borrowing experience. That's why Bajaj Finance is the preferred choice for a gold loan in Bhubaneswar.
How to apply for a gold loan in Bhubaneswar?
To apply, you just have to follow these simple steps:
- Click on ‘APPLY’ located at the top of this page to open our online application form.
- Enter your 10-digit mobile number and click on ‘GET OTP’.
- Submit the OTP to verify your identity.
- Select your state and city to find the branch nearest to you.
- Enter your full name and date of birth as per your PAN.
- Set up your appointment at our branch.
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Know more about gold loans in Indian states and Union Territories
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