Agra, a city in the northern Indian state of Uttar Pradesh, is renowned for its iconic Taj Mahal and rich historical heritage. In Agra, gold holds a special place in the hearts of its residents, valued not only for its cultural significance but also as a reliable investment. Gold also plays a special part in our culture and celebrations, adding richness to our lives.
Gold loan in Agra
The demand for gold in Agra has given rise to accessible gold loan services, allowing locals to leverage their gold assets during financial needs. These gold loan services in Agra provide a convenient and quick solution, emphasizing the precious metal's dual role as a symbol of tradition and a practical financial resource for the city's residents.
So, if you require quick funds, the Bajaj Finserv Gold Loan offers you an easy and hassle-free option. You can get funds starting from Rs. 5,000 up to Rs. 2 crore with interest rates starting at just 9.50% p.a. With our gold loan, you can meet sudden expenses with great ease. Our gold loan offers many benefits such as:
- Part-release facility
With the part release facility, you can choose to repay a part of your loan before the end of your loan tenure and release your jewellery in custody. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
We use the best karat meters across all our branches to make sure you get the most value for your gold. - Free insurance for gold
We offer free insurance for your gold jewellery in our custody that covers against theft or loss if any during the tenure. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We've just opened 60 new branches and are adding more all over India, including in the cities where we're already working.
Eligibility criteria and documents required to apply for gold loans in Agra
Anyone can request a gold loan for purposes like farming, business, or medical emergencies, provided they meet the essential eligibility conditions. You only need to be an Indian citizen aged between 21 and 70. To complete your application, you just have to submit any one of the specified KYC documents:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Gold loan interest rates and charges in Agra
With us, you can get a gold loan interest rate starting at just 9.50% per annum. Rest assured, our terms and conditions are completely transparent, ensuring there are no hidden charges whatsoever.
Know all about our fees and charges before applying.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. Our gold loan calculator makes things easy by giving you accurate estimates based on the gold loan rate per gram. Just enter your gold's weight or the loan amount you want, and it quickly tells you the maximum loan amount you can get.
Why choose Bajaj Finance to avail a gold loan in Agra?
Getting a gold loan with Bajaj Finance is easy – minimal paperwork, quick approval, and perfect for those who need funds fast. We provide extra benefits like flexible repayment options and clear terms, ensuring a smooth and customer-friendly borrowing experience. That's why Bajaj Finance is the preferred choice for a gold loan in Agra.
How to apply for a gold loan in Agra?
Here is a step-by-step guide to apply for a gold loan
- Click on ‘APPLY’ located at the top of this page to open our online application form
- Enter your 10-digit mobile number and click on ‘GET OTP’
- Submit the OTP to verify your identity
- Select your state and city to find the branch nearest to you
- Enter your full name and date of birth as per your PAN
- Set up your appointment at our branch
Once done, you will receive a call from our representative to confirm your appointment and guide you on the next steps.
Gold loan in other cities
Visit the nearest Bajaj Finserv Gold Loan branch in your city.
