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Frequently asked questions

What is Convert to EMI?

Convert to EMI is an exclusive programme within which you can convert all your eligible transactions (equal to and greater than ₹2,500 and performed in the last 60 days using your Co-brand credit card into low-cost EMIs as per your choice. You can choose between EMI tenures of 3, 6, 9, 12, 18 or 24 months as per your convenience. Interest rate and processing fee may vary according to the selected tenor and your profile.

How can I apply for a Bajaj Finserv Insta EMI Card?

You can apply for the Bajaj Finserv Insta EMI Card online via the Bajaj Finserv App or the official Bajaj Finserv website. Alternatively, if you prefer, you could apply for it offline at a Bajaj Finserv partner store near you. Whichever route you choose, you will have to submit the necessary documents for verification, complete your e-mandate registration, and pay a onetime joining fee of Rs. 599 to have your card issued.

What is the interest rate applicable on Insta EMI Cards?

The Bajaj Finserv Insta EMI Card allows you to split the cost of your purchase into zero-interest No Cost EMIs over the course of your chosen tenure. This means, you only pay the price of your purchase without any additional charges, and that you get to choose a repayment term between 1 and 60 months to ensure it aligns with your monthly budget.

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