Latest credit card bill payment offers 2024

Here is how you can find credit card bill payment offers, and their benefits.
APPLY
Latest credit card bill payment offers 2024
APPLY
5 mins
25th October 2023

In a world driven by financial transactions, credit cards have become an indispensable tool for many. They offer convenience, purchasing power, and, interestingly, a slew of benefits through credit card bill payment offers. As we usher in 2024, these offers are more enticing than ever, covering a wide range of advantages that can significantly impact your finances.

Benefits of credit card bill payment offers

Credit card bill payment offers provide an array of advantages, enticing cardholders with various benefits:

Cashback rewards

Many credit card companies now offer cashback on credit card bill payments. This means that, as you pay your monthly bill, you can also earn some money back. The cashback percentage varies by credit card and can be a substantial return on your spending, effectively reducing the cost of your purchases.

Discounts and waivers

Some credit card companies provide discounts or waivers on transaction fees for paying your bill through specific channels or on certain dates. These offers can save you money on the processing fees that may apply when you use a particular method for your credit card bill payment.

Managing finances

Credit card bill payment offers often come with tools and features for better financial management. These include features like budget tracking, expense categorisation, and spending analysis. These tools can help you maintain control over your finances and stay within your budget.

Convenience and flexibility

Paying your credit card bill through these offers is easy, convenient, and flexible. You can choose to pay via various methods like net banking, mobile apps, and even automatic deductions. This flexibility simplifies the process, making it hassle-free for cardholders.

How to find and utilise credit card bill payment offers

Discovering and making the most of credit card bill payment offers is simple when you know where to look:

Checking with your credit card issuer

Start by visiting the website of your credit card issuer. They often have a dedicated section for ongoing offers and promotions. Browse through these to see if there are any deals or cashback offers for paying your credit card bill using their preferred methods.

Using payment portals and apps

Many payment portals and mobile apps offer cashback or discounts when you use them to pay your credit card bill. Check the apps you already use for bill payments or explore new ones for potential savings.

Third-party bill payment services

Some third-party bill payment services, such as online payment gateways, may offer exclusive discounts or cashback on credit card bill payments. Ensure that the service is secure and reputable before using it.

Reward points redemption process

If your credit card offers reward points, consider redeeming them for bill payments. This is an excellent way to offset your bill's cost or even pay it in full if you have accumulated enough reward points. The redemption process is usually straightforward and can be done through your credit card issuer's online portal.

Tips for maximising credit card bill payment offers

To get the most out of credit card bill payment offers, consider these tips:

Paying attention to terms and conditions

Before availing any offer, carefully read the terms and conditions. Ensure that you understand the eligibility criteria, the payment method required, and the timelines for claiming the cashback or discounts.

Timely payments and responsible usage

To fully enjoy the benefits of these offers, always make your credit card bill payments on time. Late payments can result in late fees and interest charges that may outweigh any cashback or discounts.

Combining offers for maximum savings

Some offers can be combined. For instance, if you are using a payment portal for the first time, it might offer a welcome cashback, and your credit card issuer may also have a cashback offer. In such cases, you can potentially double your savings.

Credit card bill payment offers in 2024 continue to provide cardholders with a range of benefits, from cashback rewards to discounts and convenient payment options. These offers are a fantastic way to make your credit card usage more cost-effective and efficient. Whether you are looking to save money, enjoy more convenient payment options, or simply manage your finances better, a credit card bill payment offer is tailored to meet your needs.

By being proactive in discovering these offers and understanding their terms and conditions, you can make the most of them. You can also ensure that your credit card works not just for your spending needs but also for your financial goals. So, the next time you pay your credit card bill, be sure to explore the available offers, and reap the financial rewards they bring.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How do you get a discount on credit card bill payments?

Some credit card companies offer cashback on bill payments. By paying your monthly bill promptly, you can take advantage of these cashback rewards, effectively lowering your overall expenses.

Which platform is best for credit card bill payment?

You can pay and manage your credit card bills using the Bajaj Finserv App, readily available for free download on the Google Play Store (for Android users) and the App Store (for iOS users).

Where can I get cashback for credit card payments?

Some third-party apps like Cred offer cashback rewards for bill payments in the form of points that can be redeemed for exclusive discounts.

How to get benefits by paying a credit card bill?

Timely credit card bill payments come with several advantages, including a boost to your credit score. Moreover, paying early reduces the interest rate you’ll incur on any outstanding balance.

How can I pay my credit card bill from another bank?

If you need to pay your credit card bill from a different bank account, you have options. Consider using NEFT (National Electronic Funds Transfer), mobile banking services, or the card issuer’s website. These methods allow you to transfer funds securely and efficiently, ensuring your credit card bill is settled on time.

What types of offers are commonly available for credit card bill payments?

Common offers for credit card bill payments include cashback rewards, discounts on specific merchants, bonus points, and waivers on fees or charges. Some banks also offer promotional interest rates or extended grace periods. Seasonal promotions and partnerships with retailers can provide additional savings or benefits.

How can I take advantage of discounts or cashback offers when paying my credit card bill?

To take advantage of discounts or cashback offers when paying your credit card bill, enrol in available promotions through your bank's app or website. Pay your bill within the promotional period, using eligible payment methods. Keep track of offer terms and conditions, and ensure timely payments to maximize benefits.

Show More Show Less