Weddings in India are grand celebrations, rich in culture and tradition. However, they can also be quite expensive, with costs often running into lakhs of rupees. Whether you are planning an intimate gathering or a lavish affair, understanding the average Indian wedding cost is crucial for effective financial planning. This article breaks down the expenses associated with typical Indian weddings and offers insights into how an
Insta Personal Loan can help you manage these costs.
How much does the average wedding cost in India?
The cost of an average Indian wedding can vary significantly based on factors such as location, number of guests, and the scale of the event. On average, an Indian wedding can cost anywhere between Rs. 5 lakh to Rs. 20 lakh. This figure includes expenses like the wedding venue, decorations, apparel, catering, jewellery, photography, and more. For those planning a destination wedding or a more extravagant celebration, the cost can easily exceed Rs. 50 lakh.
How much do wedding venues and decorations cost?
The wedding venue and decorations make up a substantial portion of the overall wedding budget. The cost for these can range from Rs. 2 lakh to Rs. 10 lakh, depending on the location and the type of venue. A grand hotel or a palace venue will naturally cost more than a community hall or a simple garden setting.
| Venue type | Estimated cost range (Rs.) |
| Community hall | 1,00,000 - 2,00,000 |
| Garden/outdoor venue | 2,00,000 - 4,00,000 |
| Hotel banquet | 3,00,000 - 7,00,000 |
| Palace/Heritage site | 5,00,000 - 10,00,000 |
What percentage of the total wedding expenses are typically spent on apparel?
Apparel for the bride, groom, and close family members is another significant cost. On average, 15-20% of the total wedding budget is spent on clothing. This can amount to Rs. 1 lakh to Rs. 5 lakh or more, depending on the choices of fabrics, designers, and the number of outfits.
| Category | Estimated Cost (Rs.) | Percentage of total wedding cost |
| Bride's attire | 50,000 - 2,00,000 | 10% - 15% |
| Groom's attire | 20,000 - 1,00,000 | 5% - 10% |
| Family attire | 50,000 - 2,00,000 | 10% - 15% |
How much does wedding catering cost?
Catering is one of the most crucial aspects of an Indian wedding, often accounting for 20-30% of the total wedding budget. The cost of catering can range from Rs. 500 to Rs. 2,500 per plate, depending on the type of cuisine and the number of guests. For a guest list of 300, catering alone could cost between Rs. 1.5 lakh and Rs. 7.5 lakh.
How much does wedding jewellery cost?
Jewellery is another major expense, particularly in traditional Indian weddings where gold and diamond ornaments are an integral part of the ceremony. The cost of wedding jewellery can range from Rs. 2 lakh to Rs. 10 lakh or more, depending on the number of pieces, the type of stones used, and the family’s preferences.
How much does wedding photography cost?
Capturing memories of the big day is essential, and wedding photography is an area where couples often invest significantly. The cost of wedding photography can range from Rs. 50,000 to Rs. 3 lakh, including pre-wedding shoots, wedding day coverage, and post-wedding albums.
| Photography service | Estimated cost (Rs.) |
| Basic photography | 50,000 - 1,00,000 |
| Pre-wedding shoot | 50,000 - 1,50,000 |
| Comprehensive package | 1,00,000 - 3,00,000 |
How to plan a middle-class wedding budget in India?
For middle-class families, careful budgeting is essential to avoid overspending. A typical middle-class wedding budget in India might range between Rs. 5 lakh and Rs. 10 lakh. Prioritising expenses, negotiating with vendors, and opting for a few DIY elements can help in keeping costs within this range.
How Insta Personal Loan can help you fund your dream wedding
An Insta Personal Loan can provide the necessary financial support to turn your dream wedding into reality. Whether it’s booking a luxury beach resort, arranging for elaborate decorations, or covering travel expenses for your guests, an Insta Personal Loan offers quick and easy access to funds. With flexible repayment options and
pre-approved offers, this loan ensures that you can enjoy your special day without worrying about finances. The application process is straightforward, with minimal to no documentation* required, and the loan amount can be disbursed quickly, allowing you to focus on planning your perfect wedding. Here is how an Insta Personal Loan can assist you:
- Pre-approved offers: Check your loan offer using just the mobile number and OTP.
- Immediate processing: Select customers can get money in their account in just 30 minutes*.
- Flexible loan tenures: Manage your loan repayment with options ranging from 12 months to 87 months. Using the Insta Personal Loan EMI Calculator, you can easily calculate your monthly payments and plan your budget accordingly.
- No documents needed*: Select customers can get the funds without needing to submit any documents.
Tips to save on wedding costs in India
- Book in advance: Booking venues and vendors early can save you a significant amount of money.
- Opt for off-season dates: Weddings during the off-season tend to be less expensive.
- Limit the guest list: Fewer guests mean lower catering, seating, and accommodation costs.
- DIY decorations: Personalised, handmade decorations can add a unique touch and save money.
- Compare vendors: Don’t settle for the first vendor you find; compare prices and negotiate.
Conclusion
Weddings in India are not just about celebrating love but also about creating lifelong memories. While the average Indian wedding cost can be substantial, careful planning and budgeting can help you manage your expenses effectively. And when you need additional financial support, an Insta Personal Loan can be a convenient and reliable option to ensure your big day is everything you have dreamed of.
Check your Insta Personal Loan offer*Terms and conditions apply
