Rs. 70,000 Loan - Get Rs. 70,000 Personal Loan Online

With flexible terms and competitive rates, you can secure a Rs. 70000 personal loan, with an interest rate that fits your budget. Bajaj Finserv now offers loan of up to 40 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, Rs. 70000 personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Approval in minutes

Fulfill our simple eligibility parameters to get approval within 5 minutes* on your loan application.
Fast fund transfer

Access your personal loan amount of Rs. 70,000 within 24 hours* of approval.
Collateral-free finance

Keep your assets safe as our unsecured personal loan does not need collateral.
Flexible tenure

Choose a repayment tenure of up to 96 months based on your comfort. Plan repayment better by using the personal loan EMI calculator.
No unexpected fees

Our loan does not come with any undisclosed charges, so there are no surprises later. Go through our terms and conditions to be informed.
Basic documents only

Apply stress-free with documents required for our personal loan for the application of a personal loan of Rs. 70,000.
Up to 45%* less EMI

Our Flexi Loan facility allows you to reduce monthly payments by up to 45%* with interest-only EMIs.
Easy virtual management

Our customer loan account allows you to track and manage your loan anytime, anywhere.

Borrowing is made simple with the Bajaj Finance Personal Loan of Rs. 70,000. Our application process is stress-free. Just meet the eligibility criteria and attach basic documentation for verification. Our personal loan provides quick access to funds when you need it. We transfer the money to your bank account within 24 hours* of approval.

With a tenure going up to 96 months, you can plan repayment stress-free, keeping in mind your existing income and obligations. Overcome your financial hurdles with this personal loan of Rs. 70,000 as it does not require any collateral or have any restrictions on how you spend the money.

Existing customers can further streamline application and approval with pre-approved offers.

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Nationality

Indian
Age

21 years to 80 years*
CIBIL Score

685 or higher

Calculate your eligibility with the Personal Loan Eligibility Calculator.

When applying for personal loan of Rs. 70,000, specific documents are necessary to streamline the approval process. Typically, you'll need to provide proof of identity, such as an Aadhar card or passport, and proof of income, like recent salary slips or bank statements. Additionally, an employment verification letter may be required to confirm your job stability.

The documentation requirements for a personal loan can vary from lender to lender. Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill

We offer personal loans at attractive interest rates without any hidden or undisclosed costs. Browse through our terms and conditions to see the clearly defined fees and charges. For a clearer understanding of interest rates use an online interest calculator.

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Fee	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 to Rs. 1,200 per bounce. “Bounce charges” shall mean charges for non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Part-prepayment charges	Full prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full payment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract penal charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Broken Period Interest/Pre-monthly instalment Interest" shall mean the amount of interest on loan for the number of day(s) which is (are): Scenario 1: Over and above the period of 30 (thirty) days from the date of disbursement of the loan. Method of recovery of Broken Period Interest/pre-monthly instalment interest: For Term Loan: Deduct from disbursement or added in first EMI, as applicable. For Flexi Term Loan: Added to first instalment amount. For Hybrid Flexi Loan: Added to first instalment amount. Scenario 2: Less than period of 30 (thirty) days from the date of disbursement of the loan, interest on first instalment will be charged for actual number of days.

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

Apply for a Rs. 70,000 personal loan in no time by following these steps:

1 Click on the ‘APPLY ONLINE’ button to go to the form
2 Share your basic contact information and authenticate yourself with an OTP
3 Fill the form with employment, financial, and personal details
4 Attach the pertinent documents and submit the form

A Bajaj Finance representative will contact you about the last few steps to get your loan of Rs. 70,000 transferred to your bank account.

*Conditions apply

Other instant personal loan options

Rs. 30,000 Personal Loan	Rs. 40,000 Personal Loan
Rs. 25,000 Personal Loan	Rs. 50,000 Personal Loan
Rs. 60,000 Personal Loan	Rs. 80,000 Personal Loan

Frequently asked questions

The minimum salary to get our personal loan is Rs. 25,001.

A CIBIL Score of 685 or higher is required to get our personal loan.

The EMI depends not only on the amount, but the tenure and interest rate as well.

You can get a loan even if you get a cash salary.

The monthly payment on a Rs. 70,000 loan depends on the interest rate and tenure. Using an EMI calculator can help you estimate payments based on these factors.

To get Rs. 70,000 instantly, consider applying for an instant personal loan through banks or online lenders. Ensure you meet eligibility criteria and have all necessary documents ready for quicker processing.

To secure a Rs. 70,000 loan without a salary slip, consider providing alternative income proof, such as bank statements or tax returns. Some lenders may accept self-employment documentation as well.

For a Rs. 70,000 loan, a credit score of 685 or higher is generally recommended. A better score improves your chances of approval and may lead to lower interest rates.

It is challenging to avail a Rs. 70,000 loan without income proof. Most lenders require some form of income verification, but alternative documentation might be accepted in certain cases.