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Gold Loan

Exclusive offers | No income documents | No hidden charges
Gold Loan
Exclusive offers | No income documents | No hidden charges

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Frequently asked questions

What is a loan against gold?

A loan against gold is a secured loan where individuals pledge their gold jewellery to avail funds. The loan amount is based on the current gold rate and weight of gold. The borrower must repay it within the chosen loan tenure. Upon repayment, the gold is returned to the borrower. Gold loans are popular due to their quick processing, lower interest rates, and multiple repayment options, making them ideal for short-term financial needs or emergencies.

Is loan against gold safe?

Yes, a loan against gold is safe as it is a secured loan. With Bajaj Finance, your pledged gold is stored in secure vaults under 24*7 surveillance, ensuring its protection until the loan is repaid. However, in case of default, the lender has the right to auction the gold to recover the loan amount.

Can we take a loan on gold jewellery?

Yes, you can take a loan on gold jewellery. Bajaj Finance offers gold loans starting from Rs. 5,000 to Rs. 2 crore. The amount of the loan depends on the weight, purity, and market value of the gold. Upon repayment of the loan, the jewellery is returned to the borrower, making it a convenient option for unlocking the value of your assets without selling them.

Can I borrow money against my gold?

Yes, you can borrow money against your gold. This is known as a gold loan. Bajaj Finance offers LTV of up to 75% of your gold’s market value. With our gold loan, you can benefit from quick processing, multiple repayment options, free insurance of gold, zero pre-payment charges and more.

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All you need to know about gold loan
 
 

All you need to know about gold loan

Features and benefits of our gold loan
 
 

Features and benefits of our gold loan

Steps to follow after applying for gold loan
 
 

Steps to follow after applying for gold loan

Features and benefits of Gold Loan Balance Transfer
 
 

Features and benefits of Gold Loan Balance Transfer

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