Croma Surat

Are you planning to buy the latest electronics from Croma Surat? The Bajaj Finserv Insta EMI Card can make your shopping experience not only convenient but also financially manageable. 

Croma Surat overview

Croma Surat is a well-known destination for electronics enthusiasts. From the latest smartphones to high-end home appliances, Croma offers a wide variety of products that cater to diverse needs. Their knowledgeable staff, quality assurance, and excellent after-sales services make shopping here a worthwhile experience.

Beyond the wide range of products, Croma Surat often runs exclusive deals and discounts, especially during festive seasons. This means you can get your desired electronics at competitive prices. Whether you're a tech aficionado or someone looking to upgrade household appliances, Croma Surat is the perfect place to explore and purchase top-notch gadgets and devices.

List of Croma stores in Surat

Here are some of the Croma Surat stores where you can use your Bajaj Finserv Insta EMI Card to shop:

How to use Insta EMI Card at Vijay Sales Rander

• Start by visiting the Croma store located in Surat. Explore the various sections and pick the items you wish to purchase.
• Once you have selected your products, inform the sales representative that you want to use your Bajaj Finserv Insta EMI Card for the transaction.
• Provide your card details to the store representative. This includes your card number and other relevant information.
• Decide on a repayment tenure that suits your financial planning. Bajaj Finserv offers flexible tenures ranging from 1 to 60 months.
• After finalising the tenure, the sales representative will process the transaction. The total amount will be divided into easy EMIs as per your chosen plan.

Benefits of using the Insta EMI Card at Croma Surat 

• The Insta EMI Card allows you to convert your purchases into No Cost EMIs. This means you pay only the product price without any additional interest, making it easier on your wallet.
• With a pre-approved limit of up to Rs. 3 lakh, you have ample financial flexibility. You can make multiple purchases without worrying about exceeding your credit limit.
• The card is accepted on all major online platforms and at over 1.5 lakh partner stores across more than 4,000 cities in India. Whether you're in Surat or any other city, you can use your Insta EMI Card with ease.
• Choose a repayment tenure that suits your financial situation. Options range from 1 to 60 months, allowing you to plan your finances effectively.
• During festive seasons, take advantage of special offers that allow you to purchase high-value items with zero down payment.
• If you decide to pay off your EMIs before the end of the tenure, you won’t incur any foreclosure charges. This gives you the freedom to clear your dues without any extra cost.
• Making timely EMI payments can help improve your credit score. A good credit score opens up more financial opportunities in the future.

Eligibility criteria for Insta EMI Card

• Indian national
• Between 21 years and 65 years of age
• Regular income source
• Credit score of 720 or more
• Valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration. 

How to apply for Insta EMI Card

• Online: Download the Bajaj Finserv App or visit the official Bajaj Finserv website and enter your mobile number. Complete the OTP-authentication and fill in the application form to know your credit limit. Then, complete the KYC verification and pay the one-time joining fee of Rs. 599. Finally, complete the e-mandate registration to activate your card.
• Offline: Ask a store representative at any Bajaj Finserv partner store for assistance. Provide the necessary documents for verification and, once you’re approved, pay the one-time joining fee to have your card issued.

The Bajaj Finserv Insta EMI Card simplifies your purchasing process, making it more convenient and budget-friendly. Apply for your Insta EMI Card today and enjoy a seamless shopping experience at Croma Surat.

Check also: