How to Buy iPhone on EMI without Credit Card

Are you eyeing that shiny new Apple iPhone but worried about the lack of a credit card to make the purchase? With the Bajaj Finserv Insta EMI Card, owning your dream iPhone has never been easier. This innovative card allows you to purchase the latest Apple iPhone on EMI, eliminating the need for a credit card. Instead of waiting for months to save up, you can bring home the iPhone of your choice immediately and pay for it in affordable monthly instalments. It’s a hassle-free solution designed to make premium smartphones accessible to everyone.

The Insta EMI Card offers a seamless shopping experience both online and at partner stores. Whether you're looking for the latest iPhone 15 or other models, you can enjoy flexible repayment tenures and zero hidden charges.

List of available iPhone models on EMI

Apple iPhone Pros and Cons

Here is a step-by-step guide on how you can buy an iPhone on EMI without a credit card

1. Check eligibility: Before applying for the Bajaj Finserv Insta EMI Card, ensure you meet the eligibility criteria. Typically, you should be between 21 years and 65 years with a regular source of income and a good credit history.
2. Apply for the Insta EMI Card: You can apply for the Bajaj Finserv Insta EMI Card by visiting the nearest Bajaj Finserv partner store.
3. Submit the required documents: To complete the application process, you will need to submit necessary documents such as identity proof, address proof, and income proof.
4. Receive approval: Once your application is processed and approved, you will receive your Bajaj Finserv Insta EMI Card with a pre-qualified card loan limit.
5. Choose the iPhone model: With your Insta EMI Card ready, select the iPhone model you desire to purchase. You can choose from various models available in the market.
6. Visit partner store: Head to the nearest Bajaj Finserv partner store or retailer offering the iPhone model of your choice.
7. Avail easy EMI: Inform the store representative or select the easy EMI option while making the purchase online. With Bajaj Finserv, you can avail of attractive easy EMI options, allowing you to pay for your iPhone in easy monthly instalments with minimal interest.
8. Swipe your Insta EMI Card: At the time of purchase, swipe your Bajaj Finserv Insta EMI Card to convert the total cost of the iPhone into convenient monthly instalments.
9. Complete the transaction: Follow the instructions provided by the store representative or online payment gateway to complete the transaction securely.
10. Enjoy your new iPhone: Once the transaction is successful, you can walk out of the store with your brand-new iPhone in hand or await its delivery if you purchased online.

Benefits of using EMI Card for buying iPhone on EMI

• No need for a credit card: You do not need a credit card to avail of the EMI facility, making it accessible to a wider audience.
• Flexible repayment options: Enjoy flexible repayment tenures ranging from 1 month to 60 months, allowing you to choose a tenure that suits your budget.
• No additional charges: With the easy EMI option, you will not incur any additional interest or processing fees, making it a cost-effective way to purchase your favourite iPhone model.
• Instant approval: The application process for the Bajaj Finserv Insta EMI Card is quick and hassle-free, with instant approval for eligible applicants.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying iPhone

Anyone can get an Insta EMI Card as long as you meet the basic criteria mentioned below. If you meet the criteria, you will need a set of documents to complete your application process.

• Eligibility criteria
  • Nationality: Indian
  • Age: 21 years to 65 years
  • Income: You must have a regular source of income
  • Credit score: As per Bajaj Finance risk policies
• Documents required
  • PAN Card
  • Aadhaar Card number for KYC confirmation
  • Bank account number and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

If you want to apply for Bajaj Finserv Insta EMI Card follow below process step by step:

1. Enter your 10-digit mobile number and click on “GET IT NOW” on the top of the page.
2. Enter the OTP and submit.
3. Enter your full name and click on “Yes, Auto-Fetch Details”
4. Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
5. Check your pre-qualified offer.
6. Click on Proceed to verify your KYC details.
7. Post successful KYC, check your card limit details
8. Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530
9. After successful payment, your card is ready to use