Dreaming of exploring far-off destinations but worried about the upfront cost of flight tickets? Fear not, as the world of travel has evolved, and with it, the opportunity to book flights on EMI without the need for a credit card. In this comprehensive guide, we will delve into the possibilities of instant flight booking on EMI, making your travel aspirations take flight. Discover the ease and affordability of EMI on flight tickets as we guide you through the process.
Benefits of flight bookings on EMI
Booking your flight tickets on EMI comes with a range of benefits, making it an attractive option for budget-conscious travellers:
- Budget-friendly travel: EMI allows you to distribute the cost of your flight tickets over several months, making it more manageable within your monthly budget.
- Easy EMI: Enjoy the peace of mind of Easy EMI, where you pay only the actual ticket cost without incurring any additional interest charges.
- Flexibility in payment: Choose from various EMI tenures based on your financial capabilities, offering flexibility in the duration and amount of each instalment.
- Zero down payment: Some offers come with the option of zero down payment, eliminating the need for a significant upfront payment.
- Exclusive discounts: Insta EMI Card holders often have access to exclusive discounts and promotions, enhancing the overall cost-effectiveness of their travel.
Check benefits and features of Insta EMI Card
How to book flight tickets on EMI with Bajaj Finserv Insta EMI Card
Booking flight tickets on EMI with the Bajaj Finserv Insta EMI Card is a straightforward process. Follow these steps to take the flight to your dream destination:
- Check eligibility: Ensure that you meet the eligibility criteria for obtaining the Insta EMI Card. Common factors include age, income, and employment status.
- Apply for Insta EMI Card: Submit an online application for the Insta EMI Card through the Bajaj Finserv website. The approval process is swift, and minimal documentation is required.
- Browse flight booking platforms: Once your Insta EMI Card is approved, browse through partnered flight booking platforms like MakeMyTrip, Goibibo, EaseMyTrip, etc. Select your preferred platform based on your travel preferences.
- Select flight and EMI plan: Choose your desired flight, travel dates, and other details. During the payment process, opt for the equated monthly instalment plan that suits your budget. The Insta EMI Card often provides options for Easy EMI and zero down payment.
- Complete the transaction: Finalise your booking by providing the necessary details and completing the transaction. The Insta EMI Card ensures a seamless and secure payment process.
How to book flights tickets on EMI at IRCTC using Insta EMI Card
Booking your flight tickets on EMI at IRCTC using the Bajaj Finserv Insta EMI Card is a hassle-free process. Here’s how you can go about it:
- Visit the IRCTC Air website or download the mobile app
- Log in or create an account if you don’t have one
- Search for flights by entering your travel details, such as dates, destination, etc.
- Pick the flight you prefer from the options available
- Proceed to payment and select the Bajaj Finserv Insta EMI Card as your mode of payment
- Complete the transaction as prompted to split your purchase into Easy EMIs across a flexible tenure of your choice between 1-60 months.
Eligibility criteria for getting the Insta EMI Card for flight booking on EMI
To obtain the Bajaj Finserv Insta EMI Card, you need to meet certain eligibility criteria:
- Age requirement: Applicants typically need to fall within a specific age range, often between 21 years and 65 years.
- Stable income: A steady source of income, whether through employment or self-employment, is crucial for card approval.
- KYC documents: Submission of KYC documents, including Aadhar card, PAN card, and proof of address, is standard for card approval.
- Credit score: While the Insta EMI Card may not always require a high credit score, a positive credit history can enhance your chances of approval.
Check the documents required for the Insta EMI Card
How to apply for the Bajaj Finserv Insta EMI Card
- Online: Download the Bajaj Finserv App or visit the official Bajaj Finserv website to apply for the Insta EMI Card online. Share your mobile number and authenticate it with an OTP. Next, fill in the application form to know your pre-approved limit before completing the KYC verification. Pay the one-time joining fee of Rs. 530/-+ (inclusive of applicable taxes) and click on ‘Activate’, followed by completing the e-mandate registration process.
- Offline: To apply offline, visit a Bajaj Finserv partner store and take the assistance of a store representative to apply for the Insta EMI Card. Once your documents are verified, pay the one-time joining fee to have your Insta EMI Card issued.
The Bajaj Finserv Insta EMI Card not only facilitates seamless travel but also transforms the way we approach budget-friendly journeys. Whether it is a spontaneous getaway or a meticulously planned vacation, the convenience of Easy EMI, zero down payment, and exclusive offers makes your travel dreams attainable. So, spread your wings and explore the world with the assurance that the Insta EMI Card will make your journey as delightful as the destination itself.