How to buy realme products on EMI without a credit card

realme has emerged as a popular choice for consumers seeking affordable yet feature-packed smartphones and accessories. While many people wish to own realme products, the cost can sometimes be a barrier. However, with the option to purchase realme products on EMI without a credit card, owning your desired gadgets has become more accessible. In this article, we will explore how you can buy realme products on EMI without a credit card and enjoy the latest technology without breaking the bank.

With realme as a partner of Bajaj Finserv, it has now become much easier and more convenient to buy a realme handset. The card comes with a pre-qualified card loan limit of up to Rs. 3 lakh that you can use to buy any realme mobile on EMI. You can enjoy zero down payments, low-cost EMI, and flexible repayment tenure with this EMI Card.

realme products on Easy EMI

Easy EMI is a financing option that allows you to pay for your realme products in equated monthly installment with minimal interest charges. This means you can buy realme products and spread the cost over several months. It is an excellent way to make your dream of owning realme devices a reality without straining your finances.

List of realme products available on EMI

How to shop realme products on EMI with Insta EMI Card

One of the easiest ways to buy realme products on EMI without a credit card is by using the Bajaj Finserv Insta EMI Card. Here is a step-by-step guide on how to do it:

• Check eligibility: Visit the Bajaj Finserv website or mobile app and check if you are eligible for an Insta EMI Card. Eligibility criteria typically include your age, income, and credit history.
• Apply online: If you meet the eligibility criteria, you can apply for the Insta EMI Card online. Fill out the required details and submit the necessary documents.
• Receive approval: Once your application is approved, you will receive your digital Insta EMI Card with a pre-qualified card loan limit.
• Shop for realme products: With your Insta EMI Card in hand, you can visit an authorised realme store or their official website. Choose the realme products you want to purchase.
• Opt for EMI: At the time of payment, select the EMI option and choose the EMI plan that suits your budget. You can select the repayment tenure that ranges from 1 month to 60 months, depending on your card's terms and conditions.
• Make the purchase: Complete the purchase by entering your Insta EMI Card details and paying the down payment, if required. The EMI amount will be automatically deducted from your account each month.

Benefits of using EMI Card to buy realme products

Using an Insta EMI Card to buy realme products comes with several advantages:

• No credit card required: You do not need a traditional credit card to avail of EMI options. The Insta EMI Card serves the same purpose without the need for a credit check.
• Minimal interest charges: With a Easy EMI option, you will not incur any interest charges on your realme purchases, making it a cost-effective choice.
• Flexible repayment: EMI plans offer flexibility in choosing the repayment tenure, allowing you to manage your budget more effectively.
• Quick and easy process: The application and approval process for an Insta EMI Card is swift and hassle-free, making it accessible to a wide range of consumers.

Check features of the Insta EMI Card

Where to shop realme products with Insta EMI Card

You can use your Insta EMI Card to shop for realme products in various ways:

• realme official website: Visit the realme official website and browse their product catalogue. Select the EMI payment option during checkout.
• realme authorised stores: Many realme offline stores and authorised retailers accept Insta EMI Card payments for realme products.
• E-commerce platforms: You can also use your Insta EMI Card on popular e-commerce platforms that sell realme products. Simply select the EMI payment option during the checkout process.

Eligibility criteria for shopping realme products on EMI Card

To be eligible for an Insta EMI Card and purchase realme products on EMI, you typically need to meet the following criteria:

• Age: You should be between 21 years and 65 years of age.
• Income: You should have a steady source of income to ensure that you can make the EMI payments.
• KYC documents: You will be required to submit Know Your Customer (KYC) documents, such as Aadhaar Card, PAN card, and address proof.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Applying for a Bajaj Finserv Insta EMI Card is a straightforward process:

1. Enter your 10-digit mobile number and verify the OTP sent to your phone.
2. Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
3. Select your employment type and gender.
4. Click on submit to know your card limit.
5. Verify your KYC using your Aadhaar Card or DigiLocker.
6. Post successful KYC, pay a one-time joining fee of %$$EMI-joinfee$$ (inclusive of applicable taxes).
   
7. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
8. After successful e-mandate registration, your card is ready to use.

Owning realme products has become easier than ever, thanks to the availability of EMI options without needing a credit card. By obtaining an Insta EMI Card from institutions like Bajaj Finserv, you can enjoy a wide range of realme devices and accessories without the burden of high upfront costs. So, do not let budget constraints hold you back from experiencing the latest in technology—buy realme products on EMI and make your tech dreams a reality today.