How to Shop at Digital Equipments using Insta EMI Card

Know how to shop at Digital Equipments using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
How to Shop at Digital Equipments using Insta EMI Card
3 min
11-May-2024

Shopping for a tech upgrade has never been easier or more affordable, thanks to the Bajaj Finserv Insta EMI Card. When you visit a tech haven like Digital Equipments, the last thing you need holding you back is a price tag. Bajaj Finserv understands that, and helps you buy now and pay later in manageable EMIs with its Insta EMI Card. 

Digital Equipments overview

Whether you’re a tech enthusiast or a curious explorer, Digital Equipments is the place to be. Browse, touch, and embrace the future at this one-stop destination for all things technology. Here’s what you’ll find when you step inside:

  • Laptops that fit your lifestyle. Need something lightweight for on-the-go tasks? Or are you looking for a powerhouse for gaming or video editing? The perfect match for your every need awaits you at Digital Equipments.
  • Capture memories, stay connected, and conquer your day with a new smartphone from the galaxy of possibilities in the smartphone and tablets section. From budget-friendly options to the latest flagships, you’ll find the right one for you here.
  • Whether you’re looking for chargers that work faster than your morning coffee, headphones that transport you to a different world, or gravity-defying protective cases, the accessory aisle has it all.

How to shop at Digital Equipments using Insta EMI Card

With the Bajaj Finserv Insta EMI Card, you can take home your dream gadget or accessory without draining your wallet. Here’s how:

  • Visit Digital Equipments, browse the extensive options, and select your desired product. 
  • During checkout, inform the store representative that you would like to pay in EMIs.
  • Provide the details of your Insta EMI Card to the representative and select a suitable tenure between 1-60 months.
  • Unless you’re availing of a festive zero down payment offer, you will need to make a nominal upfront payment at this point.
  • The remaining cost of your purchase will be split into convenient monthly instalments, with no hidden charges.

List of available Digital Equipments products on EMI

Category Brands
Laptop Samsung, Apple, Lenovo, Acer, Dell, HP, ASUS
Desktop computers Dell, Apple, HP, ASUS, Lenovo, Acer 
Tablets Samsung, Realme, Oppo, Apple, Lenovo, Xiaomi, OnePlus
Smartphones Apple, OnePlus, Xiaomi, Oppo, Vivo, Samsung, Realme
Accessories Zebronics, Apple, HP, Samsung, Logitech, Razer, boAt, Sony, JBL, Jabra, noise, pTron

 

Bajaj Finserv Insta EMI Card benefits

  • Pre-approved limit: With a generous pre-qualified card loan limit of up to Rs. 3 lakh, depending on your eligibility, you can shop without worrying about overspending.
  • No Cost EMIs: Pay for your purchase with minimal interest thanks to Easy EMIs.
  • Flexible repayment terms: Select a repayment tenure of up to 60 months that aligns with your financial circumstances so you can budget effectively.
  • Widespread acceptance: Your Insta EMI Card is valid across 4,000+ cities and counting at more than 1.5 lakh partner stores. This makes it the perfect shopping companion.
  • Zero down payment: During festive seasons, you can walk out with your purchase without making any upfront payment, thanks to zero down payment offers.
  • Nil foreclosure charges: You can pay off your loan early without fear of incurring extra charges or fees.
  • Credit boost: When you pay your EMIs on time, every time, your creditworthiness is positively affected.

Check the benefits and features of the Insta EMI Card

Eligibility criteria for Insta EMI Card

  • Nationality: Indian
  • Age: 21 years and 65 years
  • Income: Must have a regular income source
  • Credit score: per Bajaj Finserv risk policies
  • Documentation: PAN and Aadhaar card, proof of address, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

Wondering how you can equip yourself with this innovative financial tool? It’s simple and convenient. You can choose one of two ways: offline or online.

  • Offline: At a Bajaj Finserv partner store, prior to purchase at the checkout counter, express an interest in in-store financing. The store representative will assist you with the application process and verify your documents, so ensure you’re carrying them along. Once approved, pay the Rs. 530/- one-time joining fee to have your card issued for use.
  • Online: If you prefer applying online, visit the official Bajaj Finserv website and share your mobile phone number and verify it with an OTP. Then, proceed to fill in the form with your personal, employment, and bank account information. Post the KYC verification, pay the one-time joining fee and have your card activated.

No more waiting and no more budget constraints. Sign up for the Bajaj Finserv Insta EMI Card and take home the gadget that you’ve been eyeing. 

Check also:

EMI full form BNPL POS full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which is the best product to shop for at Digital Equipments?
The best product to shop for at Digital Equipments would entirely depend on your specific needs and preferences. The store stocks a diverse range of products and brands and the friendly staff will guide you to your perfect match.
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