Modular Kitchen on EMI: Buy Modular Kitchen on EMI without Credit Card

Buy your dream modular kitchen on EMI without a credit card! Explore flexible payment plans, zero down payment options, and instant approvals. Bring home your new modular kitchen today!
Modular Kitchen on EMI
3 min
17-Dec-2024
A modular kitchen is the epitome of modern design, combining functionality and aesthetics to create a highly efficient cooking space. Customisable and available in various styles, modular kitchens have become a preferred choice for Indian households. With EMI options, owning a modular kitchen is now affordable, making contemporary designs accessible to all.

What is a modular kitchen?

A modular kitchen is a pre-designed, customisable kitchen layout comprising individual units or modules. These modules include cabinets, drawers, and shelves that optimise space while enhancing convenience. Made from materials like wood, metal, or laminates, modular kitchens offer a perfect blend of style and functionality, catering to diverse tastes and requirements.

Overview

Modular kitchens are designed to maximise efficiency and aesthetics in cooking spaces. They feature smart layouts, high-quality finishes, and advanced storage solutions. With options ranging from budget-friendly to luxurious, modular kitchens are tailored to fit Indian households. EMI options have further eased their affordability, enabling more families to embrace this modern concept.

List of available modular kitchen on EMI

Purchasing modular kitchens on EMI allows homeowners to own premium designs without financial strain. The table below highlights popular options:

ModelFeaturesPrice range (Rs.)EMI starting from (Rs.)
Godrej Interio Modular KitchenDurable materials, Customisable layouts2,00,000 - 3,00,0008,500
Sleek L-Shaped KitchenSoft-close drawers, High-gloss finish1,50,000 - 2,50,0006,500
Livspace Parallel KitchenSmart storage, Scratch-resistant surface1,20,000 - 1,80,0005,000
Hafele Island KitchenPremium quartz countertops, Integrated lighting3,50,000 - 4,50,00012,000
HomeLane U-Shaped KitchenWater-resistant cabinets, Space-efficient design1,80,000 - 2,20,0007,000


How to buy a modular kitchen using an Insta EMI Card?

Buying modular kitchens online offers several benefits, as summarised below:

AdvantagesDescription
ConvenienceShop and design your kitchen from the comfort of your home.
Customisation optionsTailor the kitchen layout and finishes to your specific requirements.
Price comparisonEasily compare prices, discounts, and features across various platforms.
Customer reviewsRead feedback from other buyers to make informed decisions.
Easy financingEMI options make premium modular kitchens affordable for all.
Exclusive online offersAvail discounts, cashback, and other online-only deals.


Benefits of using the Insta EMI Card for buying modular kitchen

Purchasing a modular kitchen with the Insta EMI Card is straightforward. Follow these steps:

Visit an authorised retailer or online platform offering modular kitchens.

Browse through available designs and select one that meets your preferences.

Opt for EMI payment at checkout and choose Insta EMI Card as your payment method.

Enter your card details and select a suitable repayment tenure.

Confirm the transaction to finalise the purchase.

The modular kitchen will be delivered and installed, with EMI payments commencing as per your plan.

Enjoy benefits like easy EMIs, instant approval, and exclusive deals.

Eligibility criteria for the Insta EMI Card

To apply for the Insta EMI Card, ensure you meet the following criteria:

Age: Applicants must be between 21 and 65 years old.

Income proof: Submit bank statements, salary slips, or income tax returns.

Employment: Salaried or self-employed individuals with a stable income.

Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.

Credit score: Maintain a good credit score.

Existing Bajaj customers: Pre-approved customers enjoy faster approvals.

Bank account: Ensure an active Indian bank account for EMI repayments.

How to apply for an Insta EMI Card?

Applying for the Insta EMI Card is quick and convenient. Follow these steps:

Visit the Bajaj Finance website or mobile app.

Navigate to the Insta EMI Card application page.

Fill in your personal and financial details accurately.

Upload necessary documents such as ID proof and income proof.

Submit the application for verification.

Receive approval and pay the one-time joining fee to activate your card.

Complete the e-mandate registration.

Use the card to purchase modular kitchens or other products on EMI with ease.

Modular kitchens elevate the functionality and aesthetics of your home, offering customisable layouts and premium finishes. Online shopping and EMI options have made them more accessible to Indian consumers. The Insta EMI Card enhances this experience with easy EMIs, flexible repayment terms, and exclusive deals. With a seamless application process, upgrading your kitchen is now within reach.

Frequently asked questions

How to buy a modular kitchen on EMI using Insta EMI Card?
Choose your modular kitchen from an authorised retailer or online platform. At checkout, select EMI as the payment option and use your Insta EMI Card. Confirm the repayment tenure, complete the transaction, and enjoy easy EMI benefits. The washing machine will be delivered to your doorstep promptly.

Can I buy a modular kitchen in EMI without a credit card?
Yes, you can buy a modular kitchen on EMI without a credit card using the Insta EMI Card. It offers easy EMI options, flexible repayment plans, and instant approval with minimal documentation, ensuring a seamless and affordable shopping experience for Indian buyers.

What are the 10 uses of a modular kitchen?
Better organisation to keep things tidy

Ample storage for items

Increased efficiency in cooking, cleaning, etc.

Flexibility to customise your layout

Optimisation of available space

Modern and stylish look

Simplifies maintenance and cleaning task

Quick installation and fast setup process

Sturdy and long-lasting materials

Higher home value, attractive to buyers

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