Croma Air Conditioner - Shop air conditioner at Croma on EMI

Shop Latest Washing Machine at Croma on EMI using Insta EMI Card with zero down payment, Easy EMI, and without credit card.
Croma Air Conditioner - Shop air conditioner at Croma on EMI
3 min
04-Jul-2024

As temperatures soar, staying cool and comfortable becomes a priority. Imagine browsing a variety of top-quality air conditioners at Croma Stores and being able to take one home without any immediate financial strain. Thanks to the Bajaj Finserv Insta EMI Card, you can shop for a Croma air conditioner on EMI, making your purchase simple and affordable.

Shop air conditioner at Croma on EMI

Croma offers an exceptional shopping experience with a wide selection of electronic products, including premium air conditioners. By choosing to shop at Croma on EMI, you gain the advantage of spreading your purchase cost over manageable instalments. This option is especially valuable when investing in appliances like air conditioners, ensuring you stay within your budget while enjoying the best products available.

Croma's reputation for offering a diverse range of electronics and top-tier customer service makes it a go-to destination. Shopping for air conditioners at Croma means access to products from renowned brands, ensuring both quality and durability. Additionally, Croma's collaboration with Bajaj Finserv allows you to utilise EMI options, making it easier to bring home the cooling solution you need without financial stress.

Latest air conditioners available at Croma Stores on EMI

Brand Starting price
Voltas 1.3 Ton Inverter ACs Rs. 29,990
Daikin 1.5 Ton 5 Star Inverter ACs Rs. 41,990
LG 1.5 Ton 5 Star Inverter ACs Rs. 41,990
Hitachi Inverter ACs Rs. 29,990
Voltas 1.5 Ton 3 Star Inverter ACs Rs. 32,990
Lloyd 1.2 Ton 3 Star Inverter ACs Rs. 29,490
Bluestar 1.5 Ton Inverter ACs Rs. 32,990
Haier 1.5 Ton 3 Star Inverter ACs Rs. 37,290

 

How to use Insta EMI Card at Croma to shop air conditioners

  • Explore Croma’s extensive range of air conditioners either on their official website or at your nearest Croma Store.
  • Select the air conditioner that suits your needs and add it to your cart.
  • During the checkout process, enter your Insta EMI Card details. If you’re purchasing offline at a retail store, share your card details with the store representative at the billing counter.
  • Choose a repayment period that fits your budget.
  • Pay the nominal upfront charge, unless you’re availing of a zero down payment offer.
  • Complete the purchase and receive a confirmation.

Benefits of using the Insta EMI Card on Croma to shop for air conditioners

  • Pay only the product price split into Easy EMIs without any additional interest.
  • Enjoy a pre-approved limit of up to Rs. 3 lakh for multiple purchases.
  • The card is accepted at over 1.5 lakh stores across more than 4,000 cities in India besides all major online platforms.
  • Choose a repayment tenure between 1 and 60 months that suits your financial situation.
  • Pay off your loan early without any additional charges.
  • Improve your credit score by paying your monthly instalments on time.

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Aged between 21 and 65 years
  • Regular income source required
  • Credit score of 720 or more required
  • Valid documentation required, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

  • Online application
    • Visit the website: Go to the official Bajaj Finserv website.
    • Mobile number entry: Enter your mobile phone number and complete the OTP authentication.
    • Application form: Fill in the application form to know your credit limit.
    • KYC verification: Complete the KYC verification with your Aadhaar card or DigiLocker.
    • Joining fee: Pay the one-time joining fee of Rs. 599.
    • Activation: complete the e-mandate registration and have your card activated for use.
  • Offline application
    • Visit a partner store: Go to any Bajaj Finserv partner store.
    • Document submission: Provide the necessary documents for verification.
    • Approval: Once approved, pay the one-time joining fee to have your card issued.

Shopping for a Croma air conditioner has never been easier, thanks to the Bajaj Finserv Insta EMI Card. So, why wait? Utilise this convenient payment option to keep cool and comfortable without compromising your financial stability.

Check also

EMI full form

BNPL

POS full form

Croma Power Bank

Croma TV

Croma Washing Machine

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile


List of Top Croma Stores By Locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma air conditioner with an Insta EMI Card?
Absolutely! The Insta EMI Card is an excellent payment option for both in-store and online purchases at the official Croma website.
Do I get any benefits on using an Insta EMI Card for a Croma air conditioner?
Yes, you do! The Insta EMI Card provides benefits such as interest-free EMIs, a substantial pre-approved limit, widespread acceptance, and the potential to improve your credit score, making it easier to purchase a high-quality air conditioner at Croma.
What's the process for buying a Croma air conditioner with an Insta EMI Card?
To purchase an air conditioner from Croma using your Insta EMI Card, simply select it as your payment method during checkout. Provide your card details to the store representative and select your desired repayment tenure. The total cost will be divided into convenient monthly instalments over the chosen period.
Are there any additional charges for using an Insta EMI Card for a Croma air conditioner?
No, there are no additional charges for using your Insta EMI Card when buying an air conditioner from Croma. Your EMIs are interest-free, meaning you only pay the product's cost divided into monthly payments. During festive seasons, you can take advantage of zero down payment offers, requiring no upfront payment. Additionally, you can repay your loan early without any foreclosure penalties.
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