Croma Refrigerator - Shop Refrigerator at Croma on EMI

Croma refrigerator - Guide to shop refrigerator at Croma on EMI using Insta EMI Card with zero down payment, Easy EMI, and without credit card.
Croma Refrigerator - Shop Refrigerator at Croma on EMI
3 min
05-Jul-2024

Looking to upgrade your kitchen with a state-of-the-art refrigerator? Croma Stores, a trusted name in electronics retail, offers an extensive range of refrigerators to meet your needs. From energy-efficient models to spacious double-door units, Croma has a variety of options to suit your lifestyle. Plus, with the Bajaj Finserv Insta EMI Card, you can purchase your refrigerator on easy EMIs, making it more affordable to keep your food fresh and your kitchen stylish.

Shop refrigerators at Croma on EMI

Shopping for refrigerators at Croma means accessing a vast selection of top brands and the latest technology. Whether you need a compact fridge for your apartment or a large-capacity model for your family, Croma has the perfect fit. The store provides expert advice to help you choose the right refrigerator based on your requirements, and their competitive pricing ensures you get the best deal. 

Croma is known for its excellent customer service and reliable products. When you shop at Croma, you benefit from knowledgeable staff who can guide you through your purchase, ensuring you make an informed decision. Additionally, Croma frequently offers promotions and discounts, allowing you to save even more on your purchase. Their user-friendly online platform and numerous physical stores make shopping convenient and hassle-free.

Types of refrigerators available at Croma Stores on EMI

Refrigerator Specifics
Type
  • Single-door
  • Double-door
  • Side-by-side
  • French door
  • Triple-door
  • Mini fridges
Features
  • Smart 
  • Frost-free
  • Direct cool
  • Convertible
Brand
  • Hisense
  • Liebherr
  • Samsung
  • Whirlpool
  • Croma
  • LG
  • Haier
Capacity
  • Under 200 litres
  • 200 to 300 litres
  • 300 to 500 litres
  • Over 500 litres
Energy efficiency
  • 5 Star
  • 3-4 Star
  • 2 Star and below
Budget
  • Below Rs. 20,000
  • Rs. 20,001 to Rs. 35,000Rs. 
  • 35,001 to Rs. 50,000Rs.
  • 50,001 to Rs. 75,000
  • Above Rs. 75,000


How to use Insta EMI Card at Croma to shop refrigerators

Explore Croma's diverse selection of refrigerators via their online platform or by visiting a nearby brick-and-mortar location. After identifying the ideal cooling appliance that meets your needs, proceed to finalise your purchase. For digital transactions, select the Insta EMI Card option at checkout. If you're making an in-store acquisition, simply provide your Insta EMI Card information to the attending sales associate.

Subsequently, determine a repayment tenure ranging from a single month to five years, ensuring it corresponds with your financial capabilities. Be prepared to make a modest initial payment, unless you're capitalising on a seasonal promotion offering zero down payment. Upon transaction completion, you're free to install your newly acquired refrigerator in your home while benefiting from interest-free instalments spread across your chosen period. 

Benefits of using the Insta EMI Card on Croma to shop for refrigerators

  • Substantial pre-sanctioned limit of up to Rs. 3 lakh
  • Broad acceptance on prominent e-commerce sites and at over 1.5 lakh partner stores across 4,000 cities nationwide
  • Adaptable EMI tenures between 1 - 60 months to suit your preferences
  • No foreclosure penalties for early settlement
  • Zero down payment offers during festive seasons
  • Potential to bolster your creditworthiness through timely instalment payments

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Aged between 21 and 65 years
  • Regular income source required
  • Credit score of 720 or more required

Valid documentation required, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

Acquiring your own Insta EMI Card has both online and in-store options.

  • Online: Navigate to the Bajaj Finserv website. Input your contact number and authenticate it via a one-time password. Complete the form to know your credit limit. Validate your identity using Aadhaar or DigiLocker services. Remit the Rs. 599 one-time enrollment charge and set up electronic payment authorisation. Your card will be immediately accessible post-completion.
  • Offline: Locate a nearby Bajaj Finserv partner store. Arrive with necessary verification documents. Upon approval, settle the initial membership fee to activate your Insta EMI Card.

Leveraging this financial tool for purchases at Croma could prove financially advantageous. Consider upgrading your kitchen appliances without compromising fiscal stability. Initiate your Bajaj Finserv Insta EMI Card application today and unlock smarter shopping possibilities.

Top Products from Croma Store

Croma Power Bank

Croma Washing Machine

Croma Air Conditioner

Croma TV

Croma TV 32 Inch

Croma Laptop

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile

 

List of Top Croma Stores by Locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

 

Check also 

EMI full form BNPL POS full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma refrigerator with an Insta EMI Card?
Certainly! You can effortlessly purchase a Croma refrigerator using your Insta EMI Card, whether you shop at a Croma store or on their official website.
Do I get any benefits on using an Insta EMI Card for a Croma refrigerator?
Absolutely! By using your Insta EMI Card, you can enjoy perks such as interest-free EMIs, a substantial pre-approved spending limit, widespread acceptance at numerous outlets, and the chance to improve your credit score, making it a convenient option for acquiring a Croma refrigerator.
What's the process for buying a Croma refrigerator with an Insta EMI Card?
When purchasing a Croma refrigerator with your Insta EMI Card, just select it as your payment method at checkout. Present your card details to the sales associate and pick a suitable repayment duration. The price of the refrigerator will be divided into easy monthly instalments over your selected term.
Are there any additional charges for using an Insta EMI Card for a Croma refrigerator?
No, using your Insta EMI Card to buy a Croma refrigerator incurs no extra fees. Your monthly payments are interest-free, so you only pay the refrigerator's cost, divided into monthly instalments. During festive promotions, you might also benefit from zero down payment offers, eliminating any initial payment. Moreover, you can settle your loan early without any penalties.
Show More Show Less