Have you ever found yourself eyeing the latest gadget or a sleek new appliance, only to hesitate because of the price tag? The Bajaj Finserv Insta EMI Card offers a solution, allowing you to shop without the worry of immediate payment.
Croma Ludhiana overview
Croma Ludhiana is a go-to destination for all your electronic and appliance needs. The store boasts a wide array of products, from cutting-edge tech to everyday essentials, and is known for its helpful staff who are always ready to assist with your shopping choices.
Croma Ludhiana is designed with the customer in mind, featuring a spacious layout that makes browsing a breeze. The store frequently offers promotions, ensuring that shoppers get the best value for their money.
List of Croma stores in Ludhiana
Here are the Croma Ludhiana stores where you can use your Bajaj Finserv Insta EMI Card to shop:
| Location | Address |
| Feroz Gandhi Market | SCO 126-128, RS Tower, Feroz Gandhi Market, Ludhiana, 141001 |
| Ludhiana 32A | SCO 13-14, Sector 32, Chandigarh Road, Ludhiana, 141010 |
| Sukhmani Square | SCO 9,10,11 , Sukhmani Square, Canal Road, Ludhiana, 141012 |
How to use Insta EMI Card at Croma Ludhiana
Using your Insta EMI Card at Croma Ludhiana is simple:
- Select your products and proceed to the checkout.
- Inform the cashier that you wish to pay using the Bajaj Finserv Insta EMI Card.
- Provide your card details.
- Choose a repayment tenure that suits your budget, ranging from 1 to 60 months.
- Your purchase amount will be converted into easy EMIs, with the option for zero down payment during special festive offers.
Benefits of using the Insta EMI Card at Croma Ludhiana
- Enjoy No Cost EMIs, paying only the product price without additional interest.
- A pre-approved limit of up to Rs. 3 lakh allows for significant purchases.
- The card is accepted across a vast network of online platforms and over 1.5 lakh partner stores in more than 4,000 cities in India.
- Flexible repayment options from 1 to 60 months.
- Zero down payment offers during festive seasons.
- No foreclosure charges, providing repayment flexibility.
- Consistently punctual payments can improve your credit score.
Eligibility criteria for Insta EMI Card
- Must be an Indian national aged between 21 and 65 years.
- Should have a regular income source.
- A credit score of 720 or higher is required
- Necessary documentation includes PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration.
How to apply for Insta EMI Card
Online:
- Visit the official Bajaj Finserv website.
- Enter your mobile number and verify with OTP.
- Fill in the application form to check your credit limit.
- Complete KYC with Aadhaar or DigiLocker.
- Pay a one-time fee.
- Complete e-mandate registration to activate the card.
Offline:
- Visit any Bajaj Finserv partner store, including Croma Ludhiana.
- Submit the necessary documents for verification.
- Pay the one-time joining fee upon approval.
- Start using your card immediately.
The Bajaj Finserv Insta EMI Card makes shopping for premium products easier by breaking down costs into manageable EMIs. Whether at Croma Ludhiana or any of the numerous partner stores, this card offers a convenient way to budget your purchases.
Check also:
| EMI full form | BNPL | POS full form |
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