Owning the latest mobile phone is not just a luxury but a necessity nowadays. However, the high upfront cost can be a hurdle. This is where Croma Store, one of India’s leading electronics retail chains, comes to the rescue. With the Bajaj Finserv Insta EMI Card, you can shop for your desired mobile phones at Croma on easy monthly instalments (EMIs), making it easier than ever to stay updated with the latest technology without hurting your wallet.
Shop mobiles at Croma on EMI
Croma has built a reputation for offering a wide range of electronic gadgets, including the latest mobile phones from top brands. Shopping at Croma provides several advantages. First and foremost, the sheer variety available ensures that you can find a mobile phone that perfectly fits your needs and budget. Whether you're looking for the latest iPhone, a powerful Samsung Galaxy, or a budget-friendly realme, Croma has it all.
Another significant benefit of shopping at Croma is the assurance of authenticity and quality. Every product sold is genuine and comes with the manufacturer’s warranty, giving you peace of mind. Moreover, Croma frequently offers exclusive deals and discounts, making it a great place to grab a bargain. The addition of the Bajaj Finserv Insta EMI Card further enhances the shopping experience by allowing you to convert your purchase into manageable EMIs.
Types of mobiles available at Croma Stores on EMI
The table below outlines all the different kinds of Croma mobiles you can purchase on EMI using your Insta EMI Card:
| Type | Specifics |
| Use case |
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| Kind |
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| Brand |
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| Screen size |
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| Budget |
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How to use Insta EMI Card at Croma to shop mobiles
To buy a mobile phone using your Bajaj Finserv Insta EMI Card, you can either go to a Croma store or shop on their website. Pick the phone you want from their wide selection. When you're ready to pay, tell the store employee or choose the EMI option online if you're shopping on the website.
Next, provide your Bajaj Finserv Insta EMI Card details. You'll need to choose how long you want to take to repay, which can be anywhere from 1 to 60 months. Once you've done this and completed the purchase, you can take your new phone home or have it delivered. You'll pay for it in easy monthly instalments.
Benefits of using the Insta EMI Card on Croma to shop mobiles
- One of the standout features of using the Insta EMI Card is the Easy EMI option. This means you only pay the actual price of the product, split into EMIs, with no additional interest.
- The card offers a pre-approved limit of up to Rs. 3 lakh, which can be used for multiple purchases.
- The Insta EMI Card is accepted on online platforms and at over 1.5 lakh partner stores across more than 4,000 cities in India, including Croma.
- You can choose a repayment tenure between 1 and 60 months, allowing you to plan your finances better.
- During festive seasons, you can enjoy special zero down payment offers, making your purchase even more affordable.
- If you decide to pay off your loan early, there are no foreclosure charges, giving you the flexibility to manage your finances as you see fit.
- Watch your credit score improve when you pay your monthly instalments on time each month.
Eligibility criteria for the Insta EMI Card
- Nationality: Indian
- Age: 21 - 65 years
- Income: Regular source of income required
- Credit score: 720+
- Documentation:
- PAN card
- Aadhaar card
- Address proof
- Bank account information and IFSC code for e-mandate registration
Check the documents required for the Insta EMI Card
How to apply for Insta EMI Card
You can apply for a Bajaj Finserv Insta EMI Card online or in-store. For online applications, visit the Bajaj Finserv website and enter your mobile number. Fill out the application form to see your credit limit. You'll need to complete KYC verification using your Aadhaar card or DigiLocker. Pay the one-time fee of Rs. 599, set up the e-mandate, and your card will be ready to use.
If you prefer applying in person, visit any Bajaj Finserv partner store. Bring the required documents for verification. After approval, pay the joining fee, and you'll receive your Insta EMI Card. You can start using it for purchases right away. This in-store option might be easier if you prefer face-to-face interactions or have questions during the process.
The Bajaj Finserv Insta EMI Card offers a seamless and affordable way to shop for mobile phones at Croma. So, why wait? Apply today! Embrace the ease of shopping on EMIs and enjoy the latest in mobile technology without the financial strain.
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