Croma Laptop

Croma laptop - Guide to shop laptop at Croma on EMI using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
Croma Laptop
3 min
02-Jul-2024

Imagine upgrading to the latest laptop without worrying about the immediate financial burden. Sounds too good to be true? At Croma Store, you can turn this dream into reality with the Bajaj Finserv Insta EMI Card, which allows you to shop for your favourite laptops on Easy EMIs. This seamless and convenient payment option is designed to make your shopping experience stress-free and enjoyable.

Shop laptops at Croma on EMI

Croma, one of India’s leading electronics retail chains, offers a wide range of laptops from top brands, ensuring you find the perfect device to meet your needs. Whether you’re a student, professional, or a casual user, Croma’s extensive selection and knowledgeable staff can help you make an informed decision. But what makes shopping at Croma even more appealing is the ability to purchase your laptop on EMI with your Insta EMI Card, spreading the cost over manageable monthly payments.

Shopping at Croma on EMI offers several advantages. First, it eliminates the need to make a large upfront payment, allowing you to better manage your finances. Second, the process is straightforward and hassle-free, making it accessible to a wider audience. By opting for EMIs, you can enjoy the latest technology without straining your budget, ensuring you stay ahead in today’s fast-paced digital world.

Types of laptops available at Croma Stores on EMI

The table below outlines the various kinds of laptops available at Croma Stores based on various criteria:

Type Specifics
Use case
  • Gaming
  • Entertainment
  • Content creation
  • Everyday use
  • Office use
  • Studies
OS
  • Mac/ Windows/ Chrome OS
Brand
  • Apple
  • ASUS
  • Lenovo
  • Dell
  • HP
  • Acer
  • LG
  • Samsung
  • Fujitsu
  • Microsoft
Screen size
  • Up to 12.99-inch
  • 13-inch to 14.99-inch
  • 15-inch to 16:99-inch
  • Above 17-inch
Processor
  • i3 (Ideal for casual use)
  • i5 (Ideal for professional use)
  • i7 (Ideal for business use)
  • i9 (Ideal for pros) Core Ultra (Recommended AI Powered)
  • R3 processor (Ideal for personal use)
  • R5 processor (Ideal for students)
  • R7 processor (Ideal for creators)
  • R9 processor (Ideal for gamers)
Budget
  • Below Rs. 30,000
  • Rs. 30,001 to Rs. 50,000
  • Rs. 50,001 to Rs. 75,000
  • Rs. 75,001 to Rs. 1,00,000
  • Rs. 1,00,001 to Rs. 2,00,000
  • Above Rs. 2,00,000

 

How to use Insta EMI Card at Croma to shop laptops

Using the Bajaj Finserv Insta EMI Card to shop for a Croma laptop is a simple and convenient process, both online and offline.

  • Visit a Croma Store or their official website: Start by visiting a Croma store near you or their official website.
  • Select your laptop: Browse through the wide range of laptops available and choose the one that best fits your requirements.
  • Inform the sales representative: If shopping in-store, let the sales representative know that you would like to use your Bajaj Finserv Insta EMI Card for the purchase and share your Insta EMI Card information with the representative.
  • Enter EMI Card details: If shopping online, add the laptop to your cart and proceed to checkout. Enter your Insta EMI Card details.
  • Choose repayment tenure: Select a repayment tenure that suits your budget, ranging from 1 to 60 months.
  • Confirm your purchase: Complete the purchase and enjoy your new laptop with easy monthly instalments.

Benefits of using the Insta EMI Card on Croma to shop laptops

  • Enjoy flexibility in payment options, allowing you to choose a tenure between 1 and 60 months that fits your financial situation.
  • Pay only the product price split into easy EMIs without any additional interest.
  • Enjoy a pre-qualified loan offer amount of up to Rs. 3 lakh, which can be used without any fear of overspending.
  • The card is widely accepted across all major online platforms and at over 1.5 lakh partner stores in more than 4,000 cities nationwide.
  • Access special zero down payment offers during festive seasons.
  • Close your loan early without any foreclosure charges.
  • Improve your credit score by paying your monthly instalments on time.
  • These features make the Insta EMI Card a smart choice for those looking to make significant purchases without financial strain.

EMI Card features & benefits

Eligibility criteria for the Insta EMI Card

  • Indian national
  • Between 21 years and 65 years of age
  • Regular income source
  • Credit score per Bajaj Finserv risk policies
  • Valid documentation, including PAN and Aadhaar Card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

To get a Bajaj Finserv card online, start by going to their website. Enter your mobile number and verify it with an OTP. Then fill out an application to see your credit limit. You'll need to complete KYC verification using your Aadhaar card or DigiLocker. Pay the one-time fee of Rs. 530, set up the e-mandate, and your card will be ready to use.

If you prefer to apply in person, you can visit a Bajaj Finserv partner store. Bring the required documents for verification. Once approved, pay the joining fee and your card will be issued. This option might be easier for those who are more comfortable with face-to-face interactions.

Whether you’re looking to purchase a laptop at Croma or any other big-ticket item, the Insta EMI Card provides a convenient and cost-effective payment solution. So, why wait? Take advantage of the Bajaj Finserv Insta EMI Card at Croma, and bring home the latest technology without hurting your wallet. Apply today!

Top products from Croma Store

Croma power bank

Croma washing machine

Croma air conditioner

Croma TV

Croma TV 32 inch

Croma refrigerator

Croma Ac 1.5 ton

Croma speakers

Croma mobile

 

List of top Croma Stores by location

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

 

Check also

EMI full form BNPL POS full form

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma laptop with an Insta EMI card?
Yes, you can. Use your Insta EMI Card to split the price of your laptop into affordable monthly payments to ensure your shopping for big-ticket items is a smooth and financially manageable experience.
Do I get any benefits on using an Insta EMI card for a Croma laptop?
Yes! With no-cost EMIs, a pre-approved limit of up to Rs. 3 lakh, wide acceptance across numerous stores, and flexible repayment tenures, the Bajaj Finserv Insta EMI Card is an excellent choice for shoppers. The additional perks of zero down payment offers, no foreclosure charges, and the potential to improve your credit score further enhance its appeal.
Are there any additional charges for using an Insta EMI card for a Croma laptop?
No, there isn’t. Only the price of your chosen product will be split across the tenure chosen by you. You will have to make a nominal upfront payment, unless you’re shopping during the festive season and availing of a zero down payment offer.
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