Tracking your EPFO pension status is essential for anyone nearing retirement or recently retired. The Employees’ Provident Fund Organisation (EPFO) manages this scheme, which ensures a stable income post-retirement. The pension scheme was launched in 1995 by the Government of India to help salaried employees maintain financial security. Many companies contribute to their employees' PF, but it’s important for individuals to regularly check their pension status to plan their finances effectively for the future.
Check EPFO Pension Status
Check EPFO pension status to stay updated on your pension contributions, balance, and future payouts under the Employees’ Pension Scheme.
Checking pension status online through EPFO portal
Once you have been allotted your PPO number, you can easily know your EPF pension status online. Follow the below steps to do an EPF pension status check online:
- Step 1: Visit the EPFO portal and log in with the generated credentials and PPO number.
- Step 2: Under the online service section, click on the pensioner’s portal, and you will see a new page open with the message “Welcome to Pensioners Portal.”
- Step 3: Click the ‘Know your pension status’ button present on the right side of the newly opened page.
- Step 4: Now, select your office, office ID, and your allotted PPO number.
- Step 5: Once you have entered all the above details, click the ‘Get status’ option and you will know your EPF pension status online.
Other ways to check pension status
While the EPFO portal is the most convenient way to check your pension status, there are also other methods available:
1. UMANG app
The Government of India has launched the UMANG (Unified Mobile Application for New-age Governance) app, which allows users to access various government services, including those provided by the EPFO. You can download the UMANG app on your smartphone and check your pension status by logging in with your credentials.
2. EPFO SMS service
The EPFO also offers an SMS service that allows you to check your pension status. You can send an SMS to 7738299899 with the text "EPFOHO UAN" followed by the first three letters of your preferred language (e.g., ENG for English). The system will send a response with your pension details.
3. EPFO toll-free helpline
If you prefer speaking to a representative, you can call the EPFO’s toll-free helpline at 1800-118-005. Provide your PPO number and other required details to the customer service representative, who can assist you in checking your pension status.
Steps to find Pension Payment Order (PPO) number
PPO numbers are the most important factor in knowing the EPFO pension status, as they are unique to every account. Here are the steps to find the pension payment order number:
Step 1: Visit the EPFO portal
Step 2: Click on the pensioner’s portal present under the services tab.
Step 3: A new page will open with the message “Welcome to Pensioners Portal.” Click on the button ‘Know your PPO number.’
Step 4: You must enter either your PF number given at the time of opening the account or your bank account number.
Step 5: Once you provide either of the above numbers, a Member ID, pension type and PPO number will be allotted to you. You can check your EPFO pension status using these credentials.
What are the various types of pensions under the employee pension scheme
The employee pension scheme (EPS) contains various types of pensions that cover every individual. Here are the various types of pensions covered under the EPS:
1. Widow pension
A widow pension provides a pension amount to the widow of the pension holder after the death of the original pension account holder.
2. Child pension
In case the pension holder dies, the children become eligible for the pension amount along with the widow pension. The child receives the pension until the age of 25.
3. Orphan pension
If the original account holder dies along with the widow, the children who become orphans are entitled to the orphan’s pension. The pension amount is 75% of the monthly widow pension.
4. Reduced pension
If the account holder has completed 10 years of work and is between 50 and 58 years of age, the account holder can withdraw the pension early. However, the pension amount is reduced by 4% every year until the member reaches the age of 58.
EPF pension forms
If you have retired and want to withdraw your pension amount after the EPFO pension check, you have to fill out the applicable pension forms from the forms listed below:
1. Form 10C
If you are a registered EPFO member and want to withdraw your pension amount before 10 years of service.
2. Form 10D
For general monthly pension withdrawal or withdrawal for a widow, child and other types of pension. This form is applicable if you are above 50 years of age.
3. Life certificate
If you are a guardian or a current pensioner, you must sign a life certificate to establish that you are alive and eligible to receive the pension. This form must be signed every November.
4. Non-remarriage certificate
If you are a widow, you must sign and submit a non-remarriage certificate to establish that you have not remarried. This form is also required to be signed every November.
Conclusion
The EPFO portal provides a convenient and efficient way for pensioners to check their pension status online. By following the steps outlined in this guide, you can easily access your pension details, monitor your payments, and ensure that everything is in order as you enjoy your retirement. Whether you choose to check your status via the EPFO portal, the UMANG app, SMS, or by contacting the EPFO helpline, staying informed about your pension is crucial for financial security and peace of mind in your retirement years.
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Frequently asked questions
You can check your total pension amount by visiting the EPFO website, clicking ‘Online service’, and the ‘pensioner’s portal’. On the newly opened page, you will see the ‘Welcome to pensioner’s portal’ message. Now, click ‘Know your pension status’, and you will be able to know your EPF pension status.
Under the Employees’ Provident Fund Organisation (EPFO) pension scheme, the minimum pension amount is Rs. 1,000 per month.
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