Aadhaar Biometric Update

Aadhaar Biometric Update

An Aadhaar biometric update helps you refresh your fingerprint and iris details to keep your Aadhaar information accurate. This ensures secure identity verification and helps you access essential services without any issues

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Aadhaar, a 12-digit unique identification number, is assigned to residents of India. The primary purpose of the Aadhaar card is to establish a robust and universal identification system that can be used across various government and private-sector services. The card includes essential demographic information like the individual's name, photograph, date of birth, gender, and residential address. To enhance security and accuracy, the Aadhaar card incorporates biometric data, comprising fingerprint and iris scans captured during enrolment.


When you have easy access to essential documents, such as the Aadhaar card, take advantage of these, especially for covering unforeseen expenses. It's necessary to have a copy of your Aadhaar card as a KYC document while applying for funding options like personal loan.

Show More
Show Less

What is an Aadhaar biometric?

Aadhaar biometrics include unique physical and behavioural traits, such as fingerprints and iris scans, which are securely stored by the Unique Identification Authority of India (UIDAI). The Aadhaar biometric update process ensures this data stays accurate and up to date, strengthening identity verification. Checking your Aadhaar biometric update status helps you confirm that the update has been completed successfully. Biometrics provide a more secure and reliable way to prove identity than traditional documents or PINs, as they are difficult to copy or misuse and offer stronger overall security.


Your Aadhaar plays a key role in personal loan eligibility checks and verification. Keeping your biometric and personal details updated helps lenders complete checks faster. You can ⁠check your personal loan eligibility using just your mobile number and OTP through a 100% online process.

Show More
Show Less

What are the methods of Aadhaar biometrics?

The Aadhaar system uses these biometric modalities to enhance the accuracy and reliability of identity verification, preventing duplication and fraud. The Aadhaar biometric primarily consists of two methods:


  1. Fingerprint data: During Aadhaar enrolment, the fingerprint patterns of all ten fingers are captured using a biometric scanner, recording each individual’s unique ridges and swirls. The Aadhaar fingerprint update ensures this data remains current and accurate, playing a crucial role in authenticating and verifying identity.


  2. Iris scan data: The Aadhaar enrolment process also includes capturing the iris scan of both eyes. This involves taking a high-resolution photograph of the iris, the coloured part of the eye. The iris scan is valuable for enhancing the accuracy of identification, especially in cases where fingerprint scans might be challenging due to factors like age, manual labour, or certain medical conditions.
Show More
Show Less

How to update Aadhaar biometrics?

Updating Aadhaar biometrics is a straightforward process, but it is essential to note that online updates for Aadhaar biometrics are not available. Follow these steps to update the biometric details on your Aadhaar card:

  1. Visit a nearby Aadhaar enrolment centre: Initiate the Aadhaar card biometric update process by visiting an Aadhaar Enrolment Centre in your vicinity.
  2. Request and complete the Aadhaar enrolment/ update form: Obtain the Aadhaar enrolment/ update form from the centre and fill in the required details accurately.
  3. Submit the form and provide Aadhaar details: Hand over the completed form to the centre's executive along with your Aadhaar details.
  4. Provide biometric data: Choose between fingerprint scans or iris scans for authentication and provide the necessary biometric data.
  5. Verification and authentication: Once the details are submitted, the enrolment centre executive will verify and authenticate your information.
  6. Update or record data: Upon successful verification, your biometric data will be updated or recorded in the UIDAI's database.
  7. Payment of nominal fee: Be aware that a nominal fee of Rs. 50 is required for the biometric update in Aadhaar. Ensure that payment is made at the centre.
  8. Data lock and update: The enrolment centre executive will securely lock and update your data in the UIDAI's database.
Show More
Show Less

Why is an Aadhaar biometric update required?

Updating your Aadhaar biometric information is essential for several reasons:

  1. Enhanced accuracy: Over time, physical changes may affect your biometric data. Regular updates ensure that your Aadhaar card biometric information accurately reflects your identity.
  2. Security: An updated biometric profile helps prevent identity theft and fraud, enhancing the security of your personal information.
  3. Access to services: Many government and financial services rely on accurate biometric data for verification. A UIDAI biometric update ensures that you can seamlessly access these services without any hitches.
  4. Improved authentication: Updated biometric details lead to more reliable authentication processes, minimizing errors during verification.
  5. Compliance with regulations: Keeping your Aadhaar details up-to-date is often necessary to comply with government regulations and policies.

In summary, regular biometric updates are crucial for maintaining the integrity and functionality of your Aadhaar identity, ensuring that you can access vital services without interruption.

Show More
Show Less

How to update Aadhaar biometric for children?

For Aadhaar biometric updates for children, parents or guardians need to visit an Aadhaar enrolment centre. Provide the child's Aadhaar number and relevant documents. Both parents' Aadhaar is mandatory, and their biometrics will be authenticated. Check the official UIDAI website for the latest guidelines on updating Aadhaar for children.


It is important to note that the use of biometric data in Aadhaar is governed by strict privacy and security standards. The Unique Identification Authority of India (UIDAI) ensures that the collected biometric information is stored securely and used only for authentication purposes. The Aadhaar system uses these biometric modalities to enhance the accuracy and reliability of identity verification, preventing duplication and fraud.


Keep documents such as the Aadhaar card within reach, especially when in need of funds. It can serve as a supporting document while you apply for a personal loan. Know more about the documents required for a personal loan from Bajaj Finance.

Show More
Show Less

How to submit Aadhaar biometric data?

To submit Aadhaar biometric data, visit an Aadhaar enrolment centre. Provide a copy of your Aadhaar card, original biometric ID proof (like passport or driver's license), and updated biometric data. The authorised personnel at the centre will assist in the process. Check the official UIDAI website for any updated guidelines.


Fees for Aadhaar biometric update

When it comes to updating your Aadhaar biometric information, it's important to be aware of the associated fees. Here are some key points to consider:


  1. No fee for updates: Currently, the Aadhaar card biometric update is free of charge when conducted at authorized Aadhaar centres. This includes updates to your fingerprints or iris scans.
  2. Service charges: While the biometric update itself is free, some Aadhaar centres may charge a nominal service fee for processing your request. It's advisable to inquire about any potential charges beforehand.
  3. Online updates: For those who prefer convenience, UIDAI offers the option to update certain details online. However, biometric updates typically require a visit to an Aadhaar enrolment centre.
  4. Verification process: Ensure you bring necessary documents for verification when visiting a centre. This helps facilitate the update and avoid any delays.
  5. Stay Informed: Always check the official UIDAI website for the latest information regarding fees and processes, as policies may change.

In summary, while the Aadhaar biometric update itself is generally free, it's wise to be aware of any potential service charges and to prepare adequately for the update process.

Show More
Show Less

Conclusion

In conclusion, keeping your Aadhaar biometric information updated is vital for ensuring accurate identification and access to essential services. With no fees for the update itself, this process remains accessible to all citizens. Regular updates help enhance security, improve authentication, and comply with government regulations. By prioritizing biometric updates, you safeguard your identity and facilitate smoother interactions with various institutions. Staying informed about the latest guidelines from UIDAI further ensures a seamless experience, making it crucial to manage your Aadhaar details proactively.


Additional read:

Update Aadhar Card Details OnlineWhat is Masked AadhaarCheck Aadhaar Status
Change Address In Aadhaar Card OnlineBaal Aadhar CardGet Duplicate Aadhaar Card
Update the Date of Birth on your Aadhaar CardChange Mobile Number in Aadhaar CardHow To Verify Digital Signature in e-Aadhaar
5 Steps to Download e Aadhaar CardEID Number in Aadhaar Card10 Facts on Aadhar Card
Show More
Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000